510 Cypress Ave, Moss Beach, CA 94038 Property Records

San Mateo County property record for 510 Cypress Ave, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 930 sqft · built 1972
Lot Size	0.108 acres (4,715 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Aug 2017)
Tax Bill	$12,814 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2017 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-183-030`

Property Details

APN / Parcel Number

Primary APN	`037-183-030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	930 sqft Living Area
1st Floor Area	930 sqft
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	4,715 sqft (0.108 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	510 CYPRESS AVE
City	MOSS BEACH
State	CA
Zip	94038-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 4 5 BLOCK 12 MARINE VIEW TERRACE RESUB RSM 5/39
Legal Subdivision	MARINE VIEW TERRACE RESUB
Legal Block	12
Legal Lot Number	4
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1035
Census Tract	613600

Owner

510 Cypress Ave is owned and occupied by two individuals who bought it in August 2017.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	510 CYPRESS AVE, MOSS BEACH, CA 94038-9624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 4, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Mar 29, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Mar 29, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2017 · Amount on File
Deed Sale	Aug 4, 2017 · Amount on File
Prior Sale	Mar 29, 2017 · Amount on File
Deed Document Number	201767929
Prior Transfer Date	Mar 23, 2017
Prior Transfer Doc	0000027145
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	510 CYPRESS AVE, MOSS BEACH, CA 94038-9624
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	510 CYPRESS AVE, MOSS BEACH, CA 94038-9624

Mortgage

Document Number	0000142145
Date	Oct 6, 2021
Instrument	2021-142145

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 4, 2017
Property Address	510 CYPRESS AVE, MOSS BEACH, CA 94038-9624
Document Number	0000067929
Instrument Date	Aug 2, 2017
Instrument	67929
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	510 CYPRESS AVE MOSS BEACH CA 940389624, MOSS BEACH, CA 94038-9624

Mortgage

Document Number	67930
Date	Aug 4, 2017
Instrument	67930

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTEE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 29, 2017
Property Address	510 CYPRESS AVE, MOSS BEACH, CA 94038-9624
Document Number	0000027145
Instrument Date	Mar 23, 2017
Instrument	27145
Transaction Type	Transfer
Record Updated	Apr 20, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	510 CYPRESS AVE MOSS BEACH CA 940389624, MOSS BEACH, CA 94038-9624

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 29, 2017
Property Address	510 CYPRESS AVE, MOSS BEACH, CA 94038-9624
Document Number	0000027144
Map Reference	MAP5 PG39
Instrument Date	Mar 20, 2017
Instrument	2017-027144
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1507 FORGE RD, SAN MATEO, CA 94402-3805

Tax Assessment & Valuation

The 2025 property tax bill for 510 Cypress Ave was $12,814 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$906,848 (+3.84%) Land $609,305 Building $297,543
2025	$12,814.00 Homeowner's exemption	$873,317 Land $597,358 Building $275,959
2023	$11,398.00 (+1.6%) Homeowner's exemption	$820,232 Land $574,163 Building $246,069	$1,323,990
2022	$11,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 510 Cypress Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Cypress Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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