550 Congo St, San Francisco, CA 94131 Property Records

San Francisco City property record for 550 Congo St, San Francisco, CA 94131

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,010 sqft · built 1923
Lot Size	0.001 acres (25 sqft)
Owner	2 Company Names on File
Last Sale	$483,000 (Nov 2001)
Tax Bill	$9,660 (2025)
Deeds & Mortgages	Nov 2025 Transfer Feb 2024 Line of Credit + 4 more
APN	`6763-042`

Property Details

APN / Parcel Number

Primary APN	`6763-042`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,010 sqft Living Area
1st Floor Area	1,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	25 sqft (0.001 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Covered

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	550 CONGO ST
City	SAN FRANCISCO
State	CA
Zip	94131-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH1
Legal Description	MAP G PG 60 BLK M LOT 20
Legal Subdivision	CASTRO STREET & GLEN PARK TERRACE
Legal Block	6763
Legal Lot Number	42
Jurisdiction	SAN FRANCISCO CA
Township / Civil Division	MERCED-MCLAREN
Census Block Group	2
Census Block	2012
Census Tract	30700

Owner

550 Congo St is owned by a company that acquired it in October 2025.

Source: San Francisco City records, as of September 8, 2026

Owner of Record	2 Company Names on File
Mailing Address	550 CONGO ST, SAN FRANCISCO, CA 94131-2806
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Intrafamily Transfer, Transfer
Feb 29, 2024	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Apr 24, 2020	Deed of Trust, Mortgage JP MORGAN CHASE BK
Jun 17, 2019	Deed of Trust, Mortgage JP MORGAN CHASE BK
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BK NA
Jun 19, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2001 · Amount on File
Deed Sale	Nov 27, 2001 · Amount on File
Prior Sale	May 31, 1995 · Amount on File
Deed Document Number	200160525
Deed Book / Page	021 / 692
Last Transfer Date	Oct 6, 2025
Transfer Doc	0000094768
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN FRANCISCO CA
Recording Date	Nov 13, 2025
Property Address	550 CONGO ST, SAN FRANCISCO, CA 94131-2806
Document Number	0000094768
Map Reference	MB G PG 60-63
Instrument Date	Oct 6, 2025
Instrument	2025094768
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	550 CONGO ST, SAN FRANCISCO, CA 94131-2806

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	550 CONGO ST, SAN FRANCISCO, CA 94131-2806
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 CONGO ST, SAN FRANCISCO, CA 94131-2806

Mortgage

Document Number	0000018800
Date	Feb 29, 2024
Instrument	2024018800

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	550 CONGO ST, SAN FRANCISCO, CA 94131-2806
Document Number	0K92700403
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	550 CONGO ST SAN FRANCISCO CA 941312806, SAN FRANCISCO, CA 94131-2806

Mortgage

Document Number	0K92700403
Date	Apr 29, 2020
Instrument	K927403

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	550 CONGO ST, SAN FRANCISCO, CA 94131-2806
Document Number	0K78800678
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	550 CONGO ST SAN FRANCISCO CA 941312806, SAN FRANCISCO, CA 94131-2806

Mortgage

Document Number	0K78800678
Date	Jun 27, 2019
Instrument	K788678

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 26, 2034

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	550 CONGO ST, SAN FRANCISCO, CA 94131-2806
Document Number	0K64700700
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	550 CONGO ST SAN FRANCISCO CA 941312806, SAN FRANCISCO, CA 94131-2806

Mortgage

Document Number	0K64700700
Date	Aug 1, 2018
Instrument	K647700

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2048

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN FRANCISCO CA
Property Address	550 CONGO ST, SAN FRANCISCO, CA 94131-2806
Document Number	0K47100836
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	550 CONGO ST SAN FRANCISCO CA 941312806, SAN FRANCISCO, CA 94131-2806

Mortgage

Document Number	0K47100836
Date	Jun 30, 2017
Instrument	K471836

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Jun 29, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 550 Congo St was $9,660, up 2.9% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	California
County / Municipality	San Francisco City
Unified School District	San Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$770,720 (+2%) Land $436,688 Building $334,032
2025	$9,660.00 (+2.94%) Homeowner's exemption	$755,573 Land $428,111 Building $327,462
2024	$9,384.00 (+1.6%)
2023	$9,236.00 (+2.07%) Homeowner's exemption	$726,236 Land $411,488 Building $314,748
2022	$9,049.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 550 Congo St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 550 Congo St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Unwired.

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