537 Congo St, San Francisco, CA 94131 Property Records

San Francisco City property record for 537 Congo St, San Francisco, CA 94131

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,102 sqft · built 1912
Lot Size0.001 acres (23 sqft)
Owner2 Individual Names on File
Last Sale$709,000 (Jan 2012)
Tax Bill$11,257 (2025)
Deeds & MortgagesJan 2017 Mortgage
APN6764-011

Property Details

APN / Parcel Number

Primary APN6764-011

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,102 sqft Living Area
Gross Area1,552 sqft
1st Floor Area1,102 sqft
Basement Area450 sqft

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Construction TypeFrame
Lot Area23 sqft (0.001 acres)

Location & Zoning

Street Address537 CONGO ST
CitySAN FRANCISCO
StateCA
Zip94131-2805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH1
Legal SubdivisionADDITION/CASTRO STREET ADD
Legal Block6764
Legal Lot Number11
JurisdictionSAN FRANCISCO CA
Township / Civil DivisionMERCED-MCLAREN
Census Block Group2
Census Block2011
Census Tract30700

Owner

537 Congo St is owned and occupied by two individuals who bought it in January 2012.

Source: San Francisco City records, as of September 8, 2026

Owner of Record2 Individual Names on File
Mailing Address537 CONGO ST, SAN FRANCISCO, CA 94131-2805
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2012 · Amount on File
Deed SaleJan 5, 2012 · Amount on File
Prior SaleDec 31, 2010 · Amount on File
Deed Document Number2012328654
Deed Book / Page556 / 64
Prior Transfer DateDec 29, 2010
Prior Transfer DocK302/0047
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address537 CONGO ST, SAN FRANCISCO, CA 94131-2805
Document Number0K40600683
Instrument DateJan 20, 2017
Transaction TypeMortgage
Record UpdatedMar 9, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address537 CONGO ST SAN DIEGO CA 92122, SAN DIEGO, CA 92122

Mortgage

Document Number0K40600683
DateFeb 9, 2017
InstrumentK406683
Lender
NameBOFI FED'L BK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
AmountAmount on Record
Term360 Months
DueFeb 8, 2047
Interest
Rate TypeAdjustable Rate
Rate5.5%

Tax Assessment & Valuation

The 2025 property tax bill for 537 Congo St was $11,257 with a homeowner's exemption, up 3% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$908,357 (+2%) Land $635,850 Building $272,507
2025$11,257.00 (+2.95%) Homeowner's exemption$890,530 Land $623,376 Building $267,154
2024$10,934.00 (+1.59%)
2023$10,763.00 (+2.02%) Homeowner's exemption$855,951 Land $599,170 Building $256,781
2022$10,550.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 537 Congo St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 537 Congo St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSFPUC CITY DISTRIBUTION DIVISION
serves 848,019 people · EPA ID CA3810011
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Unwired.

Nearby Properties on Congo St

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