Sacramento County property record for 550 Bernier Cir, Galt, CA 95632 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,505 sqft · built 1993 |
| Lot Size | 0.149 acres (6,510 sqft) |
| Owner | Company Name on File |
| Last Sale | $490,000 (Nov 2021) |
| Tax Bill | $6,067 (2025) |
| Deeds & Mortgages | Nov 2021 Sale Jul 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-0410-029-0000 |
| Primary APN | 150-0410-029-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,505 sqft Living Area |
| 1st Floor Area | 1,505 sqft |
| Bonus Room | Bonus Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,510 sqft (0.149 acres) |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 550 BERNIER CIR |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-3133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MITCHELL ESTATES, LOT 24 |
| Legal Subdivision | MITCHELL ESTATES |
| Legal Lot Number | 24 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 9410 |
Source: Sacramento County records · APN 150-0410-029-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2525 W FRYE RD, 300, CHANDLER, AZ 85224-6287 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 19, 2021 | Grant Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Jul 21, 2021 | Grant Deed, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Sep 03, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Sep 03, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Sep 28, 2017 | Grant Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Prior Sale | Jul 21, 2021 · Amount on Record |
| Deed Document Number | 20211501 |
| Deed Book / Page | 20211119 / 1501 |
| Prior Transfer Date | Mar 27, 2006 |
| Prior Transfer Doc | 0000000265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 19, 2021 |
| Property Address | 550 BERNIER CIR, GALT, CA 95632-3133 |
| Document Number | 2021111901501 |
| Map Reference | MB 220 MAP 12 |
| Instrument Date | Nov 05, 2021 |
| Instrument | 2021111901501 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1717 MAIN ST STE 2000, 2000, DALLAS, TX 75201-4657 |
| Investor | Possibly a Property Investor |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 21, 2021 |
| Property Address | 550 BERNIER CIR, GALT, CA 95632-3133 |
| Document Number | 0000001503 |
| Map Reference | MB 220 MAP 12 |
| Instrument Date | Jul 01, 2021 |
| Instrument | 202107211503 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2611 INTERNET BLVD STE 201, 201, FRISCO, TX 75034-9093 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 550 BERNIER CIR, GALT, CA 95632-3133 |
| Document Number | 2011122210 |
| Instrument Date | Sep 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 550 BERNIER CIR GALT CA 956323133, GALT, CA 95632-3133 |
| Document Number | 2011122210 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2011122210 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 550 BERNIER CIR, GALT, CA 95632-3133 |
| Document Number | 2011122211 |
| Instrument Date | Sep 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 550 BERNIER CIR GALT CA 956323133, GALT, CA 95632-3133 |
| Document Number | 2011122211 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 2011122211 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 28, 2017 |
| Property Address | 550 BERNIER CIR, GALT, CA 95632-3133 |
| Document Number | 1709281067 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 1709281067 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 550 BERNIER CIR GALT CA 956323133, GALT, CA 95632-3133 |
| Document Number | 1709281068 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 1709281068 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2047 |
| Document Number | 1709281069, |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 1709281069 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Amount | Amount Recorded |
|---|
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $500,000 (-3.84%) Land $135,000 Building $365,000 | |
| 2025 | $6,067.00 (+4.41%) | $519,991 (+4.04%) Land $106,120 Building $413,871 |
| 2024 | $5,811.00 (+1.68%) | |
| 2023 | $5,715.00 (+4.14%) | $499,800 Land $102,000 Building $397,800 |
| 2022 | $5,488.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Softcom Internet Communications | Fixed Wireless (licensed-by-rule) | 400 / 50 |
| DigitalPath | Fixed Wireless | 200 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Verizon, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.
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