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545 Bernier Cir, Galt, CA 95632 Property Records

Sacramento County property record for 545 Bernier Cir, Galt, CA 95632 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,059 sqft Living Area
Lot Size6,565 sqft (0.151 acres)
OccupancyOwner Occupied
Last Sale$305,000 (2018)
Tax Bill$4,001.00 (2025)

Owner

Source: Sacramento County records · APN 150-0410-033-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address545 BERNIER CIR, GALT, CA 95632-3135
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Mar 02, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
MR COOPER
Jun 19, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
MR COOPER
Sep 10, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
FINANCE OF AMERICA MTG
Sep 20, 2018Grant Deed, Transfer · Veterans Administration Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 20, 2018 · Amount on Record
Deed SaleSep 20, 2018 · Amount on Record
Prior SaleJun 28, 2011 · Amount on Record
Deed Book / Page20180920 / 1252
Prior Transfer DateDec 17, 2016
Prior Transfer Doc0000000883
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address545 BERNIER CIR, GALT, CA 95632-3135
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 BERNIER CIR, GALT, CA 95632-3135

Mortgage

Document Number0000000888
DateNov 04, 2021
Instrument2021110400888
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address545 BERNIER CIR, GALT, CA 95632-3135
Document Number2003111486
Instrument DateMar 02, 2020
Transaction TypeMortgage
Record UpdatedApr 08, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address545 BERNIER CIR GALT CA 956323135, GALT, CA 95632-3135

Mortgage

Document Number2003111486
DateMar 11, 2020
Instrument2003111486
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 10, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address545 BERNIER CIR, GALT, CA 95632-3135
Document Number1906260407
Instrument DateJun 19, 2019
Transaction TypeMortgage
Record UpdatedJul 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address545 BERNIER CIR GALT CA 956323135, GALT, CA 95632-3135

Mortgage

Document Number1906260407
DateJun 26, 2019
Instrument1906260407
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2049

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address545 BERNIER CIR, GALT, CA 95632-3135
Document Number1905021217
Instrument DateSep 10, 2018
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address545 BERNIER CIR GALT CA 956323135, GALT, CA 95632-3135

Mortgage

Document Number1905021217
DateMay 02, 2019
Instrument1905021217
Lender
NameFINANCE OF AMERICA MTG
AddressROSEVILLE, CA 95661
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 20, 2018
Property Address545 BERNIER CIR, GALT, CA 95632-3135
Document Number1809201252
Instrument DateSep 07, 2018
Instrument1809201252
Transaction TypeTransfer
Record UpdatedOct 02, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$335.50
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address545 BERNIER CIR GALT CA 956323135, GALT, CA 95632-3135

Mortgage

Document Number1809201253
DateSep 20, 2018
Instrument1809201253
Lender
NameFINANCE OF AMERICA MTG
AddressROSEVILLE, CA 95661
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2048

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$347,032 (+2%) Land $85,334 Building $261,698
2025$4,001.00 (+4.38%)$340,228 (+4.04%) Land $83,661 Building $256,567
2024$3,833.00 (-4.41%)
2023$4,010.00 (+3.83%)$327,018 Land $80,413 Building $246,605
2022$3,862.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN150-0410-033-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,059 sqft Living Area
1st Floor1,059 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area6,565 sqft (0.151 acres)
Parking Spaces2 Parking Spaces
Garage Area423 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address545 BERNIER CIR
CityGALT
StateCA
Zip95632-3135
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMITCHELL ESTATES, LOT 30
Legal SubdivisionMITCHELL ESTATES
Legal Lot Number30
JurisdictionSACRAMENTO CA
Minor Civil DivisionGALT
Census Blockgroup1
Census Block1011
Census Tract9410

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