550 Apache Loop SW, Rio Rancho, NM 87124 Property Records

Sandoval County property record for 550 Apache Loop SW, Rio Rancho, NM 87124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 891 sqft · built 1986
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,550 (Oct 2026)
Tax Bill	$1,071 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-009-069-005-002`

Property Details

APN / Parcel Number

Primary APN	`1-009-069-005-002`
Alternative APNs	`R127741` `0127741`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	891 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Account Number	R127741
Street Address	550 APACHE LOOP SW
City	RIO RANCHO
State	NM
Zip	87124-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGAL: SUBD: CEDAR HILLS 6 BLOCK: 1 LOT: 24
Legal Subdivision	CEDAR HILLS 6
Legal Block	1
Legal Lot Number	24
Jurisdiction	SANDOVAL NM
Township / Civil Division	RIO RANCHO
Census Block Group	1
Census Block	1020
Census Tract	10713

Owner

Source: Sandoval County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 APACHE LOOP SW, RIO RANCHO, NM 87124-4236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · VA Mortgage E HOME LOANS
Apr 11, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Feb 3, 2023	Intrafamily Transfer, Transfer
Mar 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
May 24, 2017	Warranty Deed, Transfer CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Prior Sale	Mar 22, 2021 · Amount on Record
Deed Document Number	202624111
Deed Book / Page	429 / 24111
Prior Transfer Date	Sep 25, 2026
Prior Transfer Doc	0000024111
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDOVAL NM
Recording Date	Oct 1, 2026
Property Address	550 APACHE LOOP SW, RIO RANCHO, NM 87124-4236
Document Number	0000024111
Book / Page	429 / 24111
Instrument Date	Sep 25, 2026
Instrument	202624111
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	550 APACHE LOOP SW, RIO RANCHO, NM 87124-4236

Mortgage

Document Number	0000024112,
Date	Oct 1, 2026
Book Page	429/24112
Instrument	202624112

Lender

Name	E HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDOVAL NM
Property Address	550 APACHE LOOP SW, RIO RANCHO, NM 87124-4236
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 APACHE LOOP SW, RIO RANCHO, NM 87124-4236

Mortgage

Document Number	0000007516
Date	Apr 11, 2024
Book Page	427/7516
Instrument	2024007516

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANDOVAL NM
Recording Date	Feb 3, 2023
Property Address	550 APACHE LOOP SW, RIO RANCHO, NM 87124-4236
Document Number	0000002119
Book / Page	426 / 2119
Map Reference	MB 4 PG 13&14
Instrument Date	Jan 28, 2023
Instrument	2023002119
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 APACHE LOOP SW, RIO RANCHO, NM 87124-4236

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANDOVAL NM
Recording Date	Mar 22, 2021
Property Address	550 APACHE LOOP SW, RIO RANCHO, NM 87124-4236
Document Number	0000009887
Book / Page	424 / 9887
Map Reference	MB 4 PG 13&14
Instrument Date	Feb 15, 2021
Instrument	2021009887
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 APACHE LOOP SW, RIO RANCHO, NM 87124-4236

Mortgage

Document Number	0000009888
Date	Mar 22, 2021
Instrument	2021009888

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDOVAL NM
Recording Date	May 24, 2017
Property Address	550 APACHE LOOP SW, RIO RANCHO, NM 87124-4236
Document Number	2017012008
Book / Page	420 / 12008
Map Reference	MB4 PG13&14
Instrument Date	May 23, 2017
Instrument	2017012008
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	OLD REPUBLIC NATL TITLE INS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 APACHE LOOP SW, RIO RANCHO, NM 87124-4236

Mortgage

Document Number	2017012009
Date	May 24, 2017
Instrument	2017012009

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000012010
Date	May 24, 2017
Book Page	420/12010
Instrument	2017012010

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Sandoval County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Sandoval County
Municipality	Rio Rancho City
Unified School District	Rio Rancho Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,979 (+3%) Land $8,415 Building $34,564	$128,938 (+3%) Land $25,246 Building $103,692
2025	$1,071.00 (-13.84%) Homeowner's exemption Veteran's exemption	$41,727 (+6.09%) Land $9,178 Building $32,549	$125,183 (+6.09%) Land $27,535 Building $97,648
2024	$1,243.00 (+2.05%)
2023	$1,218.00 Veteran's exemption	$39,332 Land $8,698 Building $30,634	$117,998 Land $26,095 Building $91,903

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.7% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO RANCHO WATER & WW SERVICES serves 107,350 people · EPA ID NM3509623
Water Source	Purchased surface water from ALBUQUERQUE WATER SYSTEM
Last State Inspection	Mar 2022
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Mar 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
NMSurf Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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