548 Apache Loop SW, Rio Rancho, NM 87124 Property Records

Sandoval County property record for 548 Apache Loop SW, Rio Rancho, NM 87124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,114 sqft · built 1986
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on Record
Last Sale	$129,400 (Nov 2019)
Tax Bill	$1,597 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-009-069-013-007`

Property Details

APN / Parcel Number

Primary APN	`1-009-069-013-007`
Alternative APNs	`R111755` `0111755`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,114 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	9,453 sqft (0.217 acres)

Location & Zoning

Account Number	R111755
Street Address	548 APACHE LOOP SW
City	RIO RANCHO
State	NM
Zip	87124-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEGAL: SUBD: CEDAR HILLS 6 BLOCK: 1 LOT: 23
Legal Subdivision	CEDAR HILLS 6
Legal Block	1
Legal Lot Number	23
Jurisdiction	SANDOVAL NM
Township / Civil Division	RIO RANCHO
Census Block Group	1
Census Block	1020
Census Tract	10713

Owner

Source: Sandoval County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	548 APACHE LOOP SW, RIO RANCHO, NM 87124-4236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Nov 26, 2019	Deed of Trust, Mortgage BANK OF ALBUQUERQUE
Nov 27, 2019	Warranty Deed, Transfer BANK OF ALBUQUERQUE
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	201927915
Deed Book / Page	422 / 27915
Prior Transfer Date	Apr 1, 2016
Prior Transfer Doc	0000009630
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDOVAL NM
Property Address	548 APACHE LOOP SW, RIO RANCHO, NM 87124-4236
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 APACHE LOOP SW, RIO RANCHO, NM 87124-4236

Mortgage

Document Number	0000021381
Date	Oct 25, 2023
Book Page	426/21381
Instrument	2023021381

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDOVAL NM
Property Address	548 APACHE LOOP SW, RIO RANCHO, NM 87124-4236
Document Number	0000002438
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	OLD REPUBLIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 PAINTED SKY PL NW ALBUQUERQUE NM 871206121, ALBUQUERQUE, NM 87120-6121

Mortgage

Document Number	0000002438
Date	Jan 31, 2020
Book Page	000423/002438
Instrument	2438

Lender

Name	BANK OF ALBUQUERQUE
Type	Bank
Address	TULSA, OK 74153

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDOVAL NM
Recording Date	Nov 27, 2019
Property Address	548 APACHE LOOP SW, RIO RANCHO, NM 87124-4236
Document Number	0000027915
Book / Page	000422 / 027915
Instrument Date	Nov 25, 2019
Instrument	27915
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 APACHE LOOP SW RIO RANCHO NM 871244236, RIO RANCHO, NM 87124-4236

Mortgage

Document Number	27916
Date	Nov 27, 2019
Book Page	000422/027916
Instrument	27916

Lender

Name	BANK OF ALBUQUERQUE
Type	Bank
Address	TULSA, OK 74153

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

Mortgage

Document Number	27917,
Date	Nov 27, 2019
Book Page	000422/027917
Instrument	27917

Lender

Name	BANK OF ALBUQUERQUE
Type	Bank
Address	TULSA, OK 74153

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDOVAL NM
Recording Date	Jun 30, 2017
Property Address	548 APACHE LOOP SW, RIO RANCHO, NM 87124-4236
Document Number	2017015603
Book / Page	420 / 15603
Map Reference	VOL3 FO514-A
Instrument Date	Jun 30, 2017
Instrument	2017015603
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	548 APACHE LOOP SW, RIO RANCHO, NM 87124-4236

Mortgage

Document Number	2017015604
Date	Jun 30, 2017
Instrument	2017015604

Lender

Name	FIRST FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Sandoval County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	Sandoval County
Municipality	Rio Rancho City
Unified School District	Rio Rancho Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,646 (+3%) Land $9,443 Building $36,203	$136,938 (+3%) Land $28,328 Building $108,610
2025	$1,597.00 (+4.65%)	$44,317 (+6.09%) Land $11,570 Building $32,747	$132,950 (+6.09%) Land $34,709 Building $98,241
2023	$1,526.00	$41,773 Land $11,196 Building $30,577	$125,319 Land $33,589 Building $91,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.7% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO RANCHO WATER & WW SERVICES serves 107,350 people · EPA ID NM3509623
Water Source	Purchased surface water from ALBUQUERQUE WATER SYSTEM
Last State Inspection	Mar 2022
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Mar 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
NMSurf Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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