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550 3rd St SW, Largo, FL 33770 Property Records

Pinellas County property record for 550 3rd St SW, Largo, FL 33770

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 964 sqft · built 1962
Lot Size0.126 acres (5,467 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Aug 2023)
Tax Bill$4,366 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Dec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-748-1058-1

Property Details

APN / Parcel Number

Primary APNC62-000-748-1058-1
Alternative APNs
  • 34-29-15-14796-000-0160
  • 291534147960000160
  • R408211

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area964 sqft Living Area
Gross Area1,318 sqft
1st Floor Area964 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1983
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,467 sqft (0.126 acres)
Lot Dimensions100 ft deep x 54 ft wide
Garage TypeAttached
Garage Area286 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area75 sqft
Deck Area252 sqft
Patio Area252 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR408211
Street Address550 3RD ST SW
CityLARGO
StateFL
Zip33770-3525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHAPMAN HEIGHTS LOT 16
Legal Range15E
Legal Township29S
Legal Section34
Legal SubdivisionCHAPMAN HEIGHTS
Legal Tract14796
Legal Lot Number16
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1025
Census Tract25603

Owner

550 3rd St SW is owned and occupied by two individuals who bought it in August 2023.

Source: Pinellas County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address550 3RD ST SW, LARGO, FL 33770-3525
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2023Warranty Deed, Transfer · FHA Mortgage
GERSHMAN INVESTMENT CORP
Dec 20, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/TAMPA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2023 · Amount on File
Deed SaleAug 8, 2023 · Amount on File
Prior SaleSep 11, 2015 · Amount on File
Deed Document Number2023205038
Deed Book / Page22528 / 1706
Prior Transfer DateMay 27, 2009
Prior Transfer Doc0166022685
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 8, 2023
Property Address550 3RD ST SW, LARGO, FL 33770-3525
Document Number0225281706
Book / Page22528 / 1706
Map ReferenceMB 10 PG 39
Instrument DateAug 4, 2023
Instrument2023205038
Transaction TypeTransfer
Record UpdatedMar 21, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1145 E 8TH ST # ST1, ST1, TRAVERSE CITY, MI 49686-2980

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 3RD ST SW, LARGO, FL 33770-3525

Mortgage

Document Number0225281708
DateAug 8, 2023
Instrument22528/1708
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address550 3RD ST SW, LARGO, FL 33770-3525
Document Number0208610720
Instrument DateDec 20, 2019
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 3RD ST SW LARGO FL 337703525, LARGO, FL 33770-3525

Mortgage

Document Number0208610720
DateJan 29, 2020
Book Page020861/000720
Instrument29755
Lender
NameFIFTH THIRD BK/TAMPA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 28, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 550 3rd St SW was $4,366 with a homeowner's exemption, up 4.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,366.00 (+4.9%) Homeowner's exemption$272,183 Land $102,445 Building $169,738$272,183 Land $102,445 Building $169,738
2024$4,162.00 (+220.65%)
2023$1,298.00 (+4.59%) Homeowner's exemption Senior Citizen's exemption$118,129 (+3%)$200,002 (+19.78%) Land $116,146 Building $83,856
2022$1,241.00 Homeowner's exemption Senior Citizen's exemption$114,688$166,968 Land $99,023 Building $67,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 3rd St SW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1993–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 3rd St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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