Pinellas County property record for 480 3rd St SW, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 2001 |
| Lot Size | 0.126 acres (5,471 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Jan 2020) |
| Tax Bill | $1,904 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-1057-3 |
| Primary APN | C62-000-748-1057-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 1,640 sqft |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,471 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R375335 |
|---|---|
| Street Address | 480 3RD ST SW |
| City | LARGO |
| State | FL |
| Zip | 33770-3525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHAPMAN HEIGHTS LOT 15 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 34 |
| Legal Subdivision | CHAPMAN HEIGHTS |
| Legal Tract | 14796 |
| Legal Lot Number | 15 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 25603 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 480 3RD ST SW, LARGO, FL 33770-3525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Line of Credit ACHIEVE CREDIT UNION |
| Jun 8, 2023 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Jan 3, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI BANK OF AMERICA |
| Aug 9, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on Record |
| Deed Sale | Jan 3, 2020 · Amount on Record |
| Prior Sale | Aug 9, 2019 |
| Deed Document Number | 20203184 |
| Deed Book / Page | 20833 / 1009 |
| Prior Transfer Date | Aug 7, 2019 |
| Prior Transfer Doc | 0206471249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 480 3RD ST SW, LARGO, FL 33770-3525 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 480 3RD ST SW, LARGO, FL 33770-3525 |
| Document Number | 0234202236 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 23420/2236 |
| Instrument | 2026009133 |
| Name | ACHIEVE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 480 3RD ST SW, LARGO, FL 33770-3525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1500, DUNEDIN, FL 34697-1500 |
| Document Number | 0224661751 |
|---|---|
| Date | Jun 8, 2023 |
| Book Page | 22466/1751 |
| Instrument | 2023149147 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 3, 2020 |
| Property Address | 480 3RD ST SW, LARGO, FL 33770-3525 |
| Document Number | 0208331009 |
| Book / Page | 020833 / 001009 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 3184 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 24, 2020 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 480 3RD ST SW LARGO FL 337703525, LARGO, FL 33770-3525 |
| Document Number | 208331010 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 020833/001010 |
| Instrument | 3185 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 9, 2019 |
| Property Address | 480 3RD ST SW, LARGO, FL 33770-3525 |
| Document Number | 0206471249 |
| Book / Page | 020647 / 001249 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 252938 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 21, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $919.10 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1500 COUNTRY CLUB RD N ST PETERSBURG FL 337104431, ST PETERSBURG, FL 33710-4431 |
| Investor | Possibly a Property Investor |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,904.00 (+9.11%) Homeowner's exemption | $142,498 (+5.99%) | $329,851 (+5.93%) Land $102,369 Building $227,482 |
| 2023 | $1,745.00 (+3.81%) Homeowner's exemption | $134,449 (+3%) | $311,379 (+20.61%) Land $127,735 Building $183,644 |
| 2022 | $1,681.00 Homeowner's exemption | $130,533 | $258,162 Land $111,176 Building $146,986 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1993–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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