530 35th Ave, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 530 35th Ave, Santa Cruz, CA 95062

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,421 sqft · built 1950
Lot Size	0.091 acres (3,964 sqft)
Owner	Individual Name on File
Last Sale	$647,000 (Mar 2004)
Tax Bill	$13,407 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032-113-10`

Property Details

APN / Parcel Number

Primary APN	`032-113-10`
Alternative APN	`032-113-10-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,421 sqft Living Area
Gross Area	1,611 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,964 sqft (0.091 acres)
Garage Type	Attached
Garage Area	190 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	530 35TH AVE
City	SANTA CRUZ
State	CA
Zip	95062-5111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-4-PP
Legal Subdivision	MAP OF BELTZ HAVEN
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1015
Census Tract	121601

Owner

530 35th Ave is owned and occupied by an individual who acquired it in July 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	530 35TH AVE, SANTA CRUZ, CA 95062-5111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Line of Credit WEST COAST COMMUNITY BANK
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 23, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2004 · Amount on File
Deed Sale	Mar 10, 2004 · Amount on File
Prior Sale	Aug 31, 2001 · Amount on File
Deed Document Number	200415000
Last Transfer Date	Jul 19, 2019
Transfer Doc	0000020595
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	530 35TH AVE, SANTA CRUZ, CA 95062-5111
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 5TH AVE, SANTA CRUZ, CA 95062-3905

Mortgage

Document Number	0000021440
Date	Oct 8, 2025
Instrument	2025-0021440

Lender

Name	WEST COAST COMMUNITY BANK
Type	Bank
Address	SANTA CRUZ, CA 95061

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	530 35TH AVE, SANTA CRUZ, CA 95062-5111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005668
Date	Feb 26, 2018
Instrument	2018-0005668

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	530 35TH AVE, SANTA CRUZ, CA 95062-5111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 35TH AYE, SANTA CRUZ, CA 95062-5111

Mortgage

Document Number	0000046785
Date	Nov 6, 2020
Instrument	2020-0046785

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 23, 2019
Property Address	530 35TH AVE, SANTA CRUZ, CA 95062-5111
Document Number	0000020595
Instrument Date	Jul 19, 2019
Instrument	2019-0020595
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	530 35TH AVE, SANTA CRUZ, CA 95062-5111

Mortgage

Document Number	0000020596
Date	Jul 23, 2019
Instrument	2019-0020596

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 530 35th Ave was $13,407 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Live Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,048,140 (+2%) Land $688,862 Building $359,278
2025	$13,407.00 Homeowner's exemption	$1,027,589 Land $675,355 Building $352,234
2023	$12,155.00 (+2.4%) Homeowner's exemption	$987,686 Land $649,130 Building $338,556	$1,178,460
2022	$11,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 530 35th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 530 35th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, GeoLinks, Spectrum, T-Mobile.

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