55 Zoski Rd, Deering (Hillsborough), NH 03244 Property Records

Hillsborough County and Deering Town property record for 55 Zoski Rd, Deering, NH 03244

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1985
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Aug 2020)
Tax Bill	$6,335 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRNG M:00228 B:000097 L:000000`

Property Details

APN / Parcel Number

Primary APN	`DRNG M:00228 B:000097 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	3,109 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Rustic
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Street Address	55 ZOSKI RD
City	DEERING
State	NH
Zip	03244-6729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	97
Jurisdiction	DEERING TOWN NH
Township / Civil Division	DEERING
Census Block Group	4
Census Block	4027
Census Tract	21500

Owner

55 Zoski Rd is owned and occupied by an individual who bought it in August 2020.

Source: Hillsborough County and Deering Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	55 ZOSKI RD, DEERING, NH 03244-6729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Warranty Deed, Transfer HARBORONE MTG LLC
Apr 26, 2018	Warranty Deed, Transfer · Conventional Mortgage HARBORONE MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2020 · Amount on File
Deed Sale	Aug 24, 2020 · Amount on File
Prior Sale	Apr 26, 2018 · Amount on File
Deed Document Number	202045984
Deed Book / Page	9338 / 2378
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEERING TOWN NH
Recording Date	Aug 24, 2020
Property Address	55 ZOSKI RD, DEERING, NH 03244-6729
Document Number	0093382378
Book / Page	009338 / 002378
Instrument Date	Aug 19, 2020
Instrument	200045984
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 VICTORIA ST MANCHESTER NH 031041953, MANCHESTER, NH 03104-1953

Mortgage

Document Number	93382380
Date	Aug 24, 2020
Book Page	009338/002380
Instrument	200045985

Lender

Name	HARBORONE MTG LLC
Address	MANCHESTER, NH 03101

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEERING TOWN NH
Recording Date	Apr 26, 2018
Property Address	55 ZOSKI RD, DEERING, NH 03244-6729
Document Number	0090670337
Book / Page	009067 / 000337
Instrument Date	Apr 25, 2018
Instrument	8016428
Transaction Type	Transfer
Record Updated	Jan 14, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,999.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	74 EAGLE DR DUDLEY MA 015716025, DUDLEY, MA 01571-6025

Mortgage

Document Number	90670339
Date	Apr 26, 2018
Book Page	009067/000339
Instrument	8016429

Lender

Name	HARBORONE MTG LLC
Address	1045 ELM ST # 601, MANCHESTER, NH 03101-1824

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 25, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 55 Zoski Rd was $6,335.

Source: Hillsborough County and Deering Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Deering Town
Unified School District	Hillsboro-Deering Cooperative School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,335.00	$364,900 Land $227,000 Building $137,900
2024			$361,855
2023	$5,531.00 (+14.21%)	$212,900 (-) Land $140,200 Building $72,700
2022	$4,843.00	$212,900 Land $140,200 Building $72,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Zoski Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Zoski Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
TDS Telecom Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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