40 Zoski Rd, Deering (Hillsborough), NH 03244 Property Records

Hillsborough County and Deering Town property record for 40 Zoski Rd, Deering, NH 03244

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,201 sqft · built 1965
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$9,234 (2025)
Deeds & Mortgages	Mar 2022 Refinance Nov 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`DRNG M:228 B:78 L`

Property Details

APN / Parcel Number

Primary APN	`DRNG M:228 B:78 L`
Alternative APN	`DRNG M:00228 B:000078 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,201 sqft Living Area
Gross Area	2,728 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Rustic
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	DRNG M:00228 B:000078 L:000000
Street Address	40 ZOSKI RD
City	DEERING
State	NH
Zip	03244-6733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Block	78
Jurisdiction	DEERING TOWN NH
Township / Civil Division	DEERING
Census Block Group	4
Census Block	4026
Census Tract	21500

Owner

Source: Hillsborough County and Deering Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 ZOSKI RD, DEERING, NH 03244-6733
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ANDOVER FEDERAL CREDIT UNION
Nov 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NHFA
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ANDOVER FEDERAL CREDIT UNION
Jun 3, 2026	Warranty Deed, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Jun 3, 2026	Quit Claim Deed, Transfer Quitclaim
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ANDOVER FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERING TOWN NH
Property Address	40 ZOSKI RD, DEERING, NH 03244-6733
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09597-1276
Date	Mar 14, 2022
Book Page	9597/1276
Instrument	220012897

Lender

Name	ANDOVER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERING TOWN NH
Property Address	40 ZOSKI RD, DEERING, NH 03244-6733
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009667-196
Date	Nov 16, 2022
Book Page	9667/196
Instrument	220052535

Lender

Name	NHFA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	25 Months
Due	Dec 1, 2024

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERING TOWN NH
Property Address	40 ZOSKI RD, DEERING, NH 03244-6733
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009523-28
Date	Sep 8, 2021
Book Page	9523/28
Instrument	210060974

Lender

Name	ANDOVER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEERING TOWN NH
Recording Date	Jun 3, 2026
Property Address	40 ZOSKI RD, DEERING, NH 03244-6733
Document Number	09958-1049
Book / Page	9958 / 1049
Instrument Date	May 6, 2026
Instrument	202620590
Transaction Type	Transfer
Record Updated	Jul 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ZOSKI RD, DEERING, NH 03244-6733

Mortgage

Date	Jun 3, 2026

Lender

Name	LONGBRIDGE FINANCIAL LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	937 Months
Due	Jul 1, 2104

Interest

Rate	6.23%
Max Rate	-1%

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEERING TOWN NH
Recording Date	Jun 3, 2026
Property Address	40 ZOSKI RD, DEERING, NH 03244-6733
Document Number	0000020589
Book / Page	9958 / 1046
Instrument Date	Apr 6, 2026
Instrument	202620589
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ZOSKI RD, DEERING, NH 03244-6733

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERING TOWN NH
Property Address	40 ZOSKI RD, DEERING, NH 03244-6733
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9523-28
Date	Sep 8, 2021
Book Page	9523/28
Instrument	210060974

Lender

Name	ANDOVER FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Hillsborough County and Deering Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Deering Town
Unified School District	Hillsboro-Deering Cooperative School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,234.00 (+15.93%)	$531,900 (+73.48%) Land $373,600 Building $158,300
2024			$380,000
2023	$7,965.00 (+14.19%)	$306,600 (-) Land $221,200 Building $85,400
2022	$6,975.00	$306,600 Land $221,200 Building $85,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
TDS Telecom Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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