55 Worcester Ln, Waltham, MA 02451 Property Records

Middlesex County and Waltham City property record for 55 Worcester Ln, Waltham, MA 02451

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,086 sqft · built 1920
Lot Size	0.206 acres (8,960 sqft)
Owner	2 Individual Names on File
Last Sale	$705,000 (Mar 2021)
Tax Bill	$8,735 (2026)
Deeds & Mortgages	Jan 2022 Refinance Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`129060`

Property Details

APN / Parcel Number

Primary APN	`129060`
Alternative APN	`WALT M:041 B:004 L:0021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,086 sqft Living Area
Gross Area	3,326 sqft
1st Floor Area	3,928 sqft
Basement Area	1,053 sqft
Unfinished Basement	1,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,960 sqft (0.206 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	129060
Street Address	55 WORCESTER LN
City	WALTHAM
State	MA
Zip	02451-7529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	4
Legal Lot Number	21
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	2
Census Block	2000
Census Tract	368200

Owner

55 Worcester Ln is owned and occupied by two individuals who bought it in March 2021.

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 WORCESTER LN, WALTHAM, MA 02451-7529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Mar 31, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Aug 21, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	Aug 22, 2016 · Amount on File
Deed Book / Page	77393 / 406
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	55 WORCESTER LN, WALTHAM, MA 02451-7529
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079470-443
Date	Jan 3, 2022
Book Page	79470/443
Instrument	202200000311

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Mar 31, 2021
Property Address	55 WORCESTER LN, WALTHAM, MA 02451-7529
Document Number	77393-406
Book / Page	77393 / 406
Instrument Date	Mar 31, 2021
Instrument	72599
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 WORCESTER LN, WALTHAM, MA 02451-7529

Mortgage

Document Number	72600
Date	Mar 31, 2021
Instrument	72600

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTHAM MA
Recording Date	Aug 21, 2019
Property Address	55 WORCESTER LN, WALTHAM, MA 02451-7529
Document Number	73150-479
Book / Page	073150 / 000479
Instrument Date	Aug 20, 2019
Instrument	125051
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 174 LINCOLNVILLE ME 048490174, LINCOLNVILLE, ME 04849-0174

Tax Assessment & Valuation

The 2026 property tax bill for 55 Worcester Ln was $8,735, up 9.5% from the year before.

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,735.00 (+9.5%)	$846,400 (+4.2%) Land $394,300 Building $452,100	$893,859 (-1.76%)
2025	$7,977.00 (+2.39%)	$812,300 (+0.51%) Land $393,500 Building $418,800	$909,910 (+2.94%)
2024	$7,791.00 (+0.99%)	$808,200 (+8.11%) Land $393,500 Building $414,700	$883,880
2023	$7,715.00	$747,600 Land $358,400 Building $389,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Worcester Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Worcester Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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