55 Winnapaug Rd, Unit 5, Westerly, RI 02891 Property Records

Westerly Town property record for 55 Winnapaug Rd, Unit 5, Westerly, RI 02891

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 704 sqft · built 1959
OwnerIndividual Name on File
Last Sale$400,000 (Aug 2020)
Tax Bill$3,761 (2025)
Deeds & MortgagesAug 2020 Sale
Flood ZoneZone AE (high risk)
APN5004401

Property Details

APN / Parcel Number

Primary APN5004401
Alternative APN
  • WEST M:165 B:243 L:5

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Units8 Units
Stories1 Story
Building Area704 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleCondo/Apartment

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number5004401
Street Address55 WINNAPAUG RD, 5
CityWESTERLY
StateRI
Zip02891-3572
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block243
Legal Lot Number5
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1014
Census Tract51000

Owner

55 Winnapaug Rd, Unit 5 is owned by an individual who bought it in August 2020.

Source: Westerly Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address743 STAFFORD RD, SOMERS, CT 06071-1317
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2020 · Amount on File
Deed SaleAug 4, 2020 · Amount on File
Prior SaleAug 1, 2014 · Amount on File
Deed Document Number20203565
Deed Book / Page2020 / 15312
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateAug 4, 2020
Property Address55 WINNAPAUG RD UNIT 5, 5, WESTERLY, RI 02891-3572
Document Number2020-5312
Book / Page002020 / 015312
Instrument DateJul 31, 2020
Instrument3565
Transaction TypeTransfer
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address743 STAFFORD RD SOMERS CT 060711317, SOMERS, CT 06071-1317

Tax Assessment & Valuation

The 2025 property tax bill for 55 Winnapaug Rd, Unit 5 was $3,761.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,761.00$529,000 Building $529,000$589,514
2023$3,612.00 (+0.61%)$375,500 (-) Building $375,500
2022$3,590.00$375,500 Building $375,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Winnapaug Rd, Unit 5 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 456 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
incl. 50 condo units
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Winnapaug Rd, Unit 5 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winnapaug Rd

Nearby Streets

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