55 Winnapaug Rd, Unit 4, Westerly, RI 02891 Property Records

Westerly Town property record for 55 Winnapaug Rd, Unit 4, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 704 sqft · built 1959
Owner	Trust Name on File
Last Sale	$395,000 (Dec 2020)
Tax Bill	$3,773 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`3221525`

Property Details

APN / Parcel Number

Primary APN	`3221525`
Alternative APN	`WEST M:165 B:243 L:4`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	8 Units
Stories	1 Story
Building Area	704 sqft Living Area
Gross Area	752 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	3221525
Street Address	55 WINNAPAUG RD, 4
City	WESTERLY
State	RI
Zip	02891-3572
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	243
Legal Lot Number	4
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1014
Census Tract	51000

Owner

55 Winnapaug Rd, Unit 4 is held in a trust since June 2023.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	50 LONGVIEW DR, MANCHESTER, CT 06040-6957
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 7, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Sep 1, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on File
Deed Sale	Dec 8, 2020 · Amount on File
Prior Sale	Sep 1, 2020 · Amount on File
Deed Document Number	20206263
Deed Book / Page	2020 / 27443
Last Transfer Date	Jun 21, 2023
Transfer Doc	02023-8860
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 7, 2023
Property Address	55 WINNAPAUG RD UNIT 4, 4, WESTERLY, RI 02891-3572
Document Number	02023-8862
Book / Page	2023 / 8862
Instrument Date	Jun 21, 2023
Instrument	2023-2205
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LONGVIEW DR, MANCHESTER, CT 06040-6957

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 7, 2023
Property Address	55 WINNAPAUG RD UNIT 4, 4, WESTERLY, RI 02891-3572
Document Number	02023-8860
Book / Page	2023 / 8860
Instrument Date	Jun 21, 2023
Instrument	2023-2204
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LONGVIEW DR, MANCHESTER, CT 06040-6957

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Dec 8, 2020
Property Address	55 WINNAPAUG RD UNIT 4, 4, WESTERLY, RI 02891-3572
Document Number	2020-7443
Book / Page	002020 / 027443
Instrument Date	Nov 23, 2020
Instrument	6263
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 LONGVIEW DR MANCHESTER CT 060406957, MANCHESTER, CT 06040-6957

Mortgage

Document Number	2020-7446
Date	Dec 8, 2020
Book Page	002020/027446
Instrument	6264

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 1, 2020
Property Address	55 WINNAPAUG RD UNIT 4, 4, WESTERLY, RI 02891-3572
Document Number	2020-7683
Book / Page	002020 / 017683
Instrument Date	Aug 25, 2020
Instrument	4080
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 RABBIT RUN WESTERLY RI 028913503, WESTERLY, RI 02891-3503

Tax Assessment & Valuation

The 2025 property tax bill for 55 Winnapaug Rd, Unit 4 was $3,773.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,773.00	$530,700 Building $530,700	$588,876
2023	$3,624.00 (+0.64%)	$376,700 (-) Building $376,700
2022	$3,601.00	$376,700 Building $376,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Winnapaug Rd, Unit 4 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Winnapaug Rd, Unit 4 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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