55 Windrow Way, Inlet Beach, FL 32461 Property Records

Walton County property record for 55 Windrow Way, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,340 sqft · built 2019
Lot Size	0.107 acres (4,704 sqft)
Owner	Individual Name on File
Last Sale	$387,000 (May 2020)
Tax Bill	$3,751 (2024)
Deeds & Mortgages	May 2020 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-3S-18-16240-000-2600`

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16240-000-2600`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,340 sqft Living Area
Gross Area	1,842 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,704 sqft (0.107 acres)
Lot Dimensions	9 ft deep x 5.2 ft wide
Garage Type	Finished
Garage Area	286 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	55 WINDROW WAY
City	INLET BEACH
State	FL
Zip	32461-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 260 STILLWATER AT WATERSOUND PH 1 PB 21-50 OR 3094-183 OR 3111-389 OR 3141-2979
Legal Range	18W
Legal Township	03S
Legal Section	25
Legal Subdivision	STILLWATER/WATERSOUND PH 1
Legal Phase	1
Legal Lot Number	260
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

Source: Walton County assessment roll, APN 25-3S-18-16240-000-2600, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	55 WINDROW WAY, INLET BEACH, FL 32461-7405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jul 09, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2020 · Amount on Record
Deed Sale	May 04, 2020 · Amount on Record
Prior Sale	Jul 09, 2019 · Amount on Record
Deed Document Number	20200015012
Deed Book / Page	3141 / 2979
Record Updated	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 04, 2020
Property Address	55 WINDROW WAY, INLET BEACH, FL 32461-7405
Document Number	0031412979
Book / Page	3141 / 2979
Map Reference	MB 21 PG 50-53
Instrument Date	May 01, 2020
Instrument	20200015012
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,709.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 LULLABY LOOP, 13, SANTA ROSA BEACH, FL 32459-8201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 REDBUD LN UNIT 114, 114, INLET BEACH, FL 32461-8117

Mortgage

Document Number	0031412981
Date	May 04, 2020
Instrument	3141/2981

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 09, 2019
Property Address	55 WINDROW WAY, INLET BEACH, FL 32461-7405
Document Number	0031110389
Book / Page	3111 / 0389
Map Reference	MB 21 PG 50-53
Instrument Date	Jul 05, 2019
Instrument	20190022825
Transaction Type	Subdivision Related Transfer
Record Updated	May 02, 2022
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5244, NICEVILLE, FL 32578-5244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WINDROW WAY, INLET BEACH, FL 32461-7405

Mortgage

Document Number	0003111391
Date	Jul 09, 2019
Instrument	3111/391

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$447,110 (-17.51%) Land $125,000 Building $322,110	$447,110 (-17.51%) Land $125,000 Building $322,110
2024	$3,751.00 (-18.03%)
2023	$4,576.00 (+16.02%) Homeowner's exemption	$542,007 (+9.15%) Land $91,300 Building $450,707	$542,007 (+9.15%) Land $91,300 Building $450,707
2022	$3,944.00	$496,553 Land $101,343 Building $395,210	$496,553 Land $101,343 Building $395,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506102, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Wildfire

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 126 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windrow Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures