22 Windrow Way, Inlet Beach, FL 32461 Property Records

Walton County property record for 22 Windrow Way, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,824 sqft · built 2019
Lot Size	0.108 acres (4,748 sqft)
Owner	Individual Name on File
Last Sale	$699,000 (Jul 2021)
Tax Bill	$5,087 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-3S-18-16240-000-2660`

Property Details

APN / Parcel Number

Primary APN	`25-3S-18-16240-000-2660`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	2,441 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,748 sqft (0.108 acres)
Lot Dimensions	9 ft deep x 5.3 ft wide
Garage Type	Finished
Garage Area	260 sqft

Exterior Amenities

Porch	Porch
Porch Area	214 sqft
Patio Area	143 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	22 WINDROW WAY
City	INLET BEACH
State	FL
Zip	32461-7405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 266 STILLWATER AT WATERSOUND PH 1 PB 21-50 OR 3094-183 OR 3131-2029 OR 3208-3022
Legal Range	18W
Legal Township	03S
Legal Section	25
Legal Subdivision	STILLWATER/WATERSOUND-PH 1
Legal Phase	1
Legal Lot Number	266
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2019
Census Tract	950610

Owner

22 Windrow Way is owned by an individual who bought it in July 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	116 FAIRWAYS DR, HENDERSONVILLE, TN 37075-2611
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK
Jan 28, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on File
Deed Sale	Jul 23, 2021 · Amount on File
Prior Sale	Jan 28, 2020 · Amount on File
Deed Document Number	0032083022
Deed Book / Page	3208 / 3022
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 23, 2021
Property Address	22 WINDROW WAY, INLET BEACH, FL 32461-7405
Document Number	0032083022
Book / Page	3208 / 3022
Map Reference	MB 21 PG 50&53
Instrument Date	Jul 23, 2021
Instrument	20210037074
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,893.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 WINDROW WAY, 22, INLET BEACH, FL 32461-7405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 HIGGINSON PL N, GALLATIN, TN 37066-6086

Mortgage

Document Number	32083024
Date	Jul 23, 2021
Instrument	3208/3024

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	49 Months
Due	Aug 1, 2025

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 28, 2020
Property Address	22 WINDROW WAY, INLET BEACH, FL 32461-7405
Document Number	0031312029
Book / Page	3131 / 2029
Map Reference	MB 21 PG 50-53
Instrument Date	Jan 24, 2020
Instrument	20200002999
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,091.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5244, NICEVILLE, FL 32578-5244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WINDROW WAY, INLET BEACH, FL 32461-7405

Mortgage

Document Number	0031312031
Date	Jan 28, 2020
Instrument	3131/2031

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$544,235 Land $125,000 Building $419,235	$544,235 Land $125,000 Building $419,235
2024	$5,087.00 (-17.49%)
2023	$6,165.00 (+7.91%)	$678,873 (+10.11%) Land $91,300 Building $587,573	$678,873 (+10.11%) Land $91,300 Building $587,573
2022	$5,713.00	$616,547 Land $101,343 Building $515,204	$616,547 Land $101,343 Building $515,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Windrow Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Windrow Way is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Fiber	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windrow Way

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