55 Willow Ln, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 55 Willow Ln, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,788 sqft · built 1984
Lot Size	0.011 acres (492 sqft)
Owner	2 Individual Names on File
Last Sale	$576,000 (Mar 2015)
Tax Bill	$9,981 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48-00042-08-00058`

Property Details

APN / Parcel Number

Primary APN	`48-00042-08-00058`
Alternative APNs	`4800042000800058` `10220`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,788 sqft Living Area
1st Floor Area	1,020 sqft
Upper Floors Area	1,056 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	492 sqft (0.011 acres)
Garage Type	Built-in
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	10220
Street Address	55 WILLOW LN
City	SPRING LAKE
State	NJ
Zip	07762-2187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	FAIRWAY MEWS PH 06 BLDG 24
Legal Block	42.8
Legal Lot Number	58
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1006
Census Tract	808901

Owner

55 Willow Ln is owned by two individuals who bought it in March 2015.

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 237, WACCABUC, NY 10597-0237
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2015 · Amount on File
Deed Sale	Mar 19, 2015 · Amount on File
Deed Document Number	201522981
Deed Book / Page	9104 / 5409
Prior Transfer Date	May 7, 2009
Prior Transfer Doc	0087723123
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	55 WILLOW LN, SPRING LAKE, NJ 07762-2187
Document Number	0000044653
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 WILLOW LN SPRING LAKE NJ 077622187, SPRING LAKE, NJ 07762-2187

Mortgage

Document Number	0000044653
Date	May 7, 2018
Book Page	009285/009639
Instrument	44653

Lender

Name	INVESTORS BK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 6, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 55 Willow Ln was $9,981, up 13.7% from the year before.

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,089,300 (+11.76%) Land $799,500 Building $289,800	$1,089,300 (+11.76%) Land $799,500 Building $289,800
2025	$9,981.00 (+13.67%)	$974,700 Land $687,500 Building $287,200	$974,700 Land $687,500 Building $287,200
2024	$8,781.00
2023		$709,800 Land $434,500 Building $275,300	$709,800 Land $434,500 Building $275,300
2022	$8,137.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Willow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Willow Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20