45 Willow Ln, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 45 Willow Ln, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,539 sqft · built 1984
Lot Size	0.011 acres (492 sqft)
Owner	Company Name on File
Last Sale	$442,000 (Dec 2019)
Tax Bill	$8,014 (2025)
Deeds & Mortgages	Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-00042-08-00053`

Property Details

APN / Parcel Number

Primary APN	`48-00042-08-00053`
Alternative APNs	`4800042000800053` `10170`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,539 sqft Living Area
1st Floor Area	741 sqft
Upper Floors Area	798 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	492 sqft (0.011 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	10170
Street Address	45 WILLOW LN
City	SPRING LAKE
State	NJ
Zip	07762-2187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ADDITIONAL LOTS: 53.01
Legal Subdivision	FAIRWAY MEWS PH 06 SEC 02
Legal Block	42.8
Legal Lot Number	53
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE HEIGHTS
Census Block Group	1
Census Block	1006
Census Tract	808901

Owner

45 Willow Ln is owned by a company that bought it in December 2019.

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	7012 SE WINGED FOOT DR, STUART, FL 34997-8623
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on File
Deed Sale	Dec 2, 2019 · Amount on File
Prior Sale	Apr 20, 1994 · Amount on File
Deed Document Number	2019113762
Deed Book / Page	9382 / 4260
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 2, 2019
Property Address	45 WILLOW LN, SPRING LAKE, NJ 07762-2187
Document Number	0000113762
Book / Page	009382 / 004260
Instrument Date	Oct 26, 2019
Instrument	113762
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Amount	Amount on Record
Tax	$442.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4460 OAK BEACH ASSN OAK BEACH NY 117024621, OAK BEACH, NY 11702-4621

Tax Assessment & Valuation

The 2025 property tax bill for 45 Willow Ln was $8,014, up 9.1% from the year before.

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Heights Borough
Unified School District	Spring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$868,900 (+11.03%) Land $634,200 Building $234,700	$868,900 (+11.03%) Land $634,200 Building $234,700
2025	$8,014.00 (+9.12%)	$782,600 Land $550,000 Building $232,600	$782,600 Land $550,000 Building $232,600
2024	$7,344.00
2023		$608,000 Land $385,000 Building $223,000	$608,000 Land $385,000 Building $223,000
2022	$6,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Willow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Willow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF SPRINGLAKE HEIGHTS serves 5,000 people · EPA ID NJ1349001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20