55 White Owl Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 55 White Owl Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,591 sqft · built 2020
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$289,990 (Feb 2021)
Tax Bill	$7,376 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027031-0400`

Property Details

APN / Parcel Number

Primary APN	`027031-0400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,591 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	1,591 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	55 WHITE OWL LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-9072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98/73-81 PARKLAND PRESERVE PHASE 1 LOT 40 OR5190/919
Legal Range	28E
Legal Township	06S
Legal Section	11
Legal Subdivision	PARKLAND PRESERVE PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	40
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2044
Census Tract	20904

Owner

55 White Owl Ln is owned and occupied by an individual who bought it in February 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	55 WHITE OWL LN, SAINT AUGUSTINE, FL 32095-9072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on File
Deed Sale	Feb 26, 2021 · Amount on File
Deed Document Number	202121466
Deed Book / Page	5190 / 919
Record Updated	Jun 8, 2026

February 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 26, 2021
Property Address	55 WHITE OWL LN, SAINT AUGUSTINE, FL 32095-9072
Document Number	0051900919
Book / Page	5190 / 919
Map Reference	MB 98 PG 73-81
Instrument Date	Feb 24, 2021
Instrument	2021021466
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 28, 2022
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WHITE OWL LN, SAINT AUGUSTINE, FL 32095-9072

Mortgage

Document Number	0005190920
Date	Feb 26, 2021
Instrument	5190/920

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 55 White Owl Ln was $7,376 with a homeowner's exemption, up 7.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,118 (+2.7%)	$329,088 (-0.8%) Land $85,000 Building $244,088
2025	$7,376.00 (+7.63%) Homeowner's exemption	$260,095	$331,752 Land $80,000 Building $251,752
2024	$6,853.00 (+4.96%)
2023	$6,529.00 (+15.62%) Homeowner's exemption	$245,403 (+3%)	$300,646 (+3.13%) Land $80,000 Building $220,646
2022	$5,647.00 Homeowner's exemption	$238,255	$291,530 Land $78,400 Building $213,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 White Owl Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 White Owl Ln is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20