23 White Owl Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 23 White Owl Ln, Saint Augustine, FL 32095

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,984 sqft · built 2020
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Sep 2021)
Tax Bill$8,791 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Nov 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN027031-0370

Property Details

APN / Parcel Number

Primary APN027031-0370

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,984 sqft Living Area
Gross Area2,607 sqft
1st Floor Area1,984 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area207 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address23 WHITE OWL LN
CitySAINT AUGUSTINE
StateFL
Zip32095-9072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description98/73-81 PARKLAND PRESERVE PHASE 1 LOT 37 OR5368/532
Legal Range28E
Legal Township06S
Legal Section11
Legal SubdivisionPARKLAND PRESERVE PHASE 1
Legal Phase1
Legal Block1
Legal Lot Number37
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2044
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 WHITE OWL LN, SAINT AUGUSTINE, FL 32095-9072
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Nov 24, 2020Grant Deed, Subdivision Related Transfer
DHI TITLE/FL INC
Mar 13, 2020Grant Deed, Transfer
HAMMOCK TITLE AND ESCROW INC, HAMMOCK TITLE & ESCROW INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2021 · Amount on Record
Deed SaleSep 14, 2021 · Amount on Record
Prior SaleNov 24, 2020 · Amount on Record
Deed Document Number2021100893
Deed Book / Page5368 / 532
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 14, 2021
Property Address23 WHITE OWL LN, SAINT AUGUSTINE, FL 32095-9072
Document Number0053680532
Book / Page5368 / 532
Map ReferenceMB 98 PG 73-81
Instrument DateSep 9, 2021
Instrument2021100893
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,765.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address100 CLUB DR STE 270, 270, BURNSVILLE, NC 28714-3112

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 WHITE OWL LN, SAINT AUGUSTINE, FL 32095-9072

Mortgage

Document Number0005368534
DateSep 14, 2021
Instrument5368/534
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

November 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateNov 24, 2020
Property Address23 WHITE OWL LN, SAINT AUGUSTINE, FL 32095-9072
Document Number0051061526
Book / Page005106 / 001526
Instrument DateNov 20, 2020
Instrument106601
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 23, 2020
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$2,205.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 WHITE OWL LN ST AUGUSTINE FL 320959072, ST AUGUSTINE, FL 32095-9072

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMar 13, 2020
Property Address23 WHITE OWL LN, SAINT AUGUSTINE, FL 32095-9072
Document Number0049020378
Book / Page004902 / 000378
Instrument DateMar 11, 2020
Instrument20678
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyHAMMOCK TITLE AND ESCROW INC, HAMMOCK TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Tax$7,350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$373,569 (+2.31%) Land $85,000 Building $288,569$373,569 (-2.59%) Land $85,000 Building $288,569
2025$8,791.00 (+8.09%) Homeowner's exemption$365,139 (+2.9%)$383,505 (+3.49%) Land $80,000 Building $303,505
2024$8,133.00 (+4.44%) Homeowner's exemption$354,848 (+3%)$370,588 (+6.99%) Land $80,000 Building $290,588
2023$7,787.00 (+13.2%) Homeowner's exemption$344,513 (+3%)$346,381 (+3.56%) Land $80,000 Building $266,381
2022$6,879.00 Homeowner's exemption$334,479$334,479 Land $78,400 Building $256,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 59% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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