55 Whispering Trails Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 55 Whispering Trails Ln, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,040 sqft · built 2021
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$216,000 (Jun 2021)
Tax Bill$1,206 (2025)
Flood ZoneZone X (minimal risk)
APN455100610156000

Property Details

APN / Parcel Number

Primary APN455100610156000
Alternative APN
  • 54844

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,040 sqft Heated Area
FlooringWood
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions178 ft deep x 125 ft wide
PorchOpen Porch
Porch Area344 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number54844
Street Address55 WHISPERING TRAILS LN
CityMURPHY
StateNC
Zip28906-3986
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 214 WHISPERING HILLS P/O 1622/991
Legal Lot Number214
JurisdictionCHEROKEE NC
Township / Civil DivisionSHOAL CREEK
Census Block Group2
Census Block2043
Census Tract930606

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address55 WHISPERING TRAILS LN, MURPHY, NC 28906-3986
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 1, 2021 · Amount on Record
Deed SaleJun 1, 2021 · Amount on Record
Deed Document Number0001583931
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,206.00$170,750 (-)$170,750 (-) Land $15,000 Building $155,750
2023$170,750$170,750 Land $15,000 Building $155,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · above 85% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain Electric Membership
Fiber
1,000 / 1,000
CND Acquisition
Cable
500 / 30
Verizon
Fixed Wireless
300 / 20

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