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15 Whispering Trails Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 15 Whispering Trails Ln, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,200 sqft · built 2020
Lot Size0.669 acres (29,185 sqft)
OwnerIndividual Name on File
Last Sale$237,000 (Dec 2020)
Tax Bill$1,436 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN455100518200000

Property Details

APN / Parcel Number

Primary APN455100518200000
Alternative APNs
  • 53586
  • 63884

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,200 sqft Heated Area
Upper Floors Area336 sqft
FlooringWood
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area29,185 sqft (0.669 acres)
Lot Width30 ft Width
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area700 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number63884
Street Address15 WHISPERING TRAILS LN
CityMURPHY
StateNC
Zip28906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 210 WHISPERING HILLS P/O 1622/991
Legal Lot Number210
JurisdictionCHEROKEE NC
Township / Civil DivisionSHOAL CREEK
Census Block Group2
Census Block2043
Census Tract930606

Owner

Source: Cherokee County records · APN 455100518200000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address11340 FOX RUN, PORT RICHEY, FL 34668-2012
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 15, 2020 · Amount on Record
Deed SaleDec 15, 2020 · Amount on Record
Deed Document Number7826
Deed Book / Page1667 / 469
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 15, 2020
Property Address15 WHISPERING HILLS RD, MURPHY, NC 28906-3038
Document Number001667/469
Book / Page1667 / 469
Instrument DateNov 30, 2020
Instrument7826
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$474.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address680 ANDREWS RD, MURPHY, NC 28906-2894

Transferred To (Grantee/Buyer)

NameVerified Name
Address25900 COMANCHE ST, BROOKSVILLE, FL 34601-4237

Mortgage

Document Number0001667473
DateDec 15, 2020
Instrument1667/473
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,436.00$205,750 (-)$205,750 (-) Land $15,000 Building $190,750
2023$205,750$205,750 Land $15,000 Building $190,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), as of February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306062, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 63% of the US · above 85% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain Electric Membership
Fiber		1,000 / 1,000
CND Acquisition
Cable		500 / 30
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 79 locations within half a mile of this property.

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