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  2. North Carolina
  3. Vance County
  4. Henderson
  5. Waters Edge Loop

55 Waters Edge Loop, Henderson, NC 27537 Property Records

Vance County property record for 55 Waters Edge Loop, Henderson, NC 27537 · Last verified May 2026

Property Summary

Property TypeMobile Home
Details1,064 sqft · built 1996
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on File
Last Sale$252,000 (Jul 2025)
Tax Bill$1,313 (2025)
Deeds & MortgagesApr 2026 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0361B02006

Property Details

APN / Parcel Number

Primary APN0361B02006
Alternative APNs
  • 1014107
  • 1034834

Interior

Stories1 Story
Building Area1,064 sqft Finished Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleMobile Home
Lot Area25,265 sqft (0.58 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1034834
Street Address55 WATERS EDGE LOOP
CityHENDERSON
StateNC
Zip27537-8929
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal Description55 WATERS EDGE LOOP
Legal SubdivisionC T KILLIAN & LAMAR GREENE KER
Legal Block02
JurisdictionVANCE NC
Township / Civil DivisionWILLIAMSBORO
Census Block Group3
Census Block3021
Census Tract960200

Owner

Source: Vance County records · APN 0361B02006

Assessment roll updated August 5, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1044 ONTARIO AVE, CHESAPEAKE, VA 23325-2314
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LENDING
Aug 11, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 22, 2025 · Amount on Record
Deed SaleJul 22, 2025 · Amount on Record
Prior SaleAug 11, 2022 · Amount on Record
Deed Document Number20252429
Deed Book / Page1464 / 149
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVANCE NC
Recording DateApr 21, 2026
Property Address55 WATERS EDGE LOOP, HENDERSON, NC 27537-8929
Document Number0000001293
Book / Page1476 / 745
Instrument DateApr 12, 2026
Instrument20261293
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 WATERS EDGE LOOP, HENDERSON, NC 27537-8929

Mortgage

Document Number0000001293,
DateApr 21, 2026
Book Page1476/745
Instrument20261293
Lender
NameCLEARPATH LENDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVANCE NC
Recording DateAug 11, 2022
Property Address55 WATERS EDGE LOOP, HENDERSON, NC 27537
Document Number001420/636
Book / Page1420 / 636
Map ReferenceMB T PG 108
Instrument DateAug 10, 2022
Instrument3399
Transaction TypeTransfer
Record UpdatedAug 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address115 DORIC CT, 115, CARY, NC 27519-5038

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 WATERS EDGE LOOP, HENDERSON, NC 27537

Mortgage

Document Number0000003400
DateAug 11, 2022
Instrument3400
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.4%
Type Change DateSep 01, 2027
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change6.4%
Index5-Year CMT
Max Rate10.4%

Tax Assessment & Valuation

Source: Vance County records · Assessment roll updated August 5, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyVance County
Unified School DistrictVance County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,313.00 (+89.19%)$145,379 (+147.94%) Land $21,924 Building $123,455$145,379 (+147.94%) Land $21,924 Building $123,455
2023$694.00$58,635 Land $35,000 Building $23,635$58,635 Land $35,000 Building $23,635

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Vance County (37181C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371819602003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 units insured
4 under condo master policies

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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