138 Waters Edge Loop, Henderson, NC 27537 Property Records

Vance County property record for 138 Waters Edge Loop, Henderson, NC 27537

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,056 sqft · built 2007
Lot Size	0.98 acres (42,689 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,276 (2026)
Deeds & Mortgages	Jan 2024 Foreclosure Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0361B03001`

Property Details

APN / Parcel Number

Primary APN	`0361B03001`
Alternative APN	`40662`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Roof Type	Gable
Lot Area	42,689 sqft (0.98 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40662
Street Address	138 WATERS EDGE LOOP
City	HENDERSON
State	NC
Zip	27537
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R30
Legal Description	138 WATERS EDGE LOOP LOTS 3 & 4 .98
Legal Subdivision	OAKDALE
Legal Block	03
Legal Lot Number	3-4
Jurisdiction	VANCE NC
Township / Civil Division	WILLIAMSBORO
Census Block Group	3
Census Block	3013
Census Tract	960200

Owner

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 WATERS EDGE LOOP, HENDERSON, NC 27537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Trustee's Deed, Foreclosure Foreclosure Auction
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 12, 2006
Transfer Doc	01110/0193
Record Updated	Sep 20, 2026

January 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	VANCE NC
Recording Date	Jan 4, 2024
Property Address	138 WATERS EDGE LOOP, HENDERSON, NC 27537
Document Number	001441/697
Book / Page	1441 / 697
Instrument Date	Dec 29, 2023
Instrument	47
Transaction Type	Foreclosure
Record Updated	Jan 22, 2024

Transaction

Amount	Amount Recorded
Tax	$268.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 SOUTHSIDE ESTATES CT, HENDERSON, NC 27537-7510

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	138 WATERS EDGE LOOP, HENDERSON, NC 27537
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1360/1079
Date	Jul 1, 2019
Book Page	1360/1079
Instrument	02290

Lender

Name	PNC BANK NA
Type	Bank
Address	FAYETTEVILLE, NC 28311

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jun 14, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,276.00 (-1.94%)	$283,544 (-1.92%) Land $160,380 Building $123,164	$283,544 (-1.92%) Land $160,380 Building $123,164
2025	$2,321.00 (+90.09%)	$289,088 (+45.46%) Land $160,380 Building $128,708	$289,088 (+45.46%) Land $160,380 Building $128,708
2023	$1,221.00	$198,734 Land $125,000 Building $73,734	$198,734 Land $125,000 Building $73,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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