55 Waterbrook Dr, Troy, MO 63379 Property Records

Lincoln County property record for 55 Waterbrook Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,661 sqft · built 2005
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,900 (Jun 2020)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Oct 2011 Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-50-16-000-000-007.068`

Property Details

APN / Parcel Number

Primary APN	`15-50-16-000-000-007.068`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,661 sqft Living Area
Basement Area	1,661 sqft
Unfinished Basement	1,661 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 WATERBROOK DR
City	TROY
State	MO
Zip	63379-3190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 WATERBROOKE ESTATES PLAT 1
Legal Range	01W
Legal Township	49N
Legal Section	16
Legal Subdivision	WATERBROOKE ESTATES
Legal Lot Number	68
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3033
Census Tract	810205

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 WATERBROOK DR, TROY, MO 63379-3190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2011	Deed of Trust, Mortgage · VA Mortgage STIFEL BANK & TRUST
Jul 29, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES I
Jul 27, 2011	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	20206486
Deed Book / Page	2448 / 450
Prior Transfer Date	Jul 27, 2011
Prior Transfer Doc	2204/0215
Record Updated	Oct 29, 2026

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	55 WATERBROOK DR, TROY, MO 63379-3190
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02217/0339
Date	Oct 26, 2011
Book Page	2217/0339
Instrument	2011008788

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	63141

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2041

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 29, 2025
Property Address	55 WATERBROOK DR, TROY, MO 63379-3190
Document Number	002512/385
Book / Page	2512 / 385
Map Reference	MB 13 PG 56
Instrument Date	Jul 25, 2025
Instrument	2025005896
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 WATERBROOK DR, TROY, MO 63379-3190

Mortgage

Document Number	2025005897
Date	Jul 29, 2025
Instrument	2025005897

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 22, 2020
Property Address	55 WATERBROOK DR, TROY, MO 63379-3190
Document Number	002448/450
Book / Page	2448 / 450
Map Reference	MB 13 PG 56
Instrument Date	Jun 16, 2020
Instrument	2020006486
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 WATERBROOK DR, TROY, MO 63379-3190

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 WATERBROOK DR, TROY, MO 63379-3190

Mortgage

Document Number	2020006487
Date	Jun 22, 2020
Instrument	2020006487

Lender

Name	FIRST INTEGRITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Jul 27, 2011
Property Address	55 WATERBROOK DR, TROY, MO 63379-3190
Document Number	02204/0215
Book / Page	2204 / 0215
Map Reference	MB13 PG56
Instrument Date	Jul 27, 2011
Instrument	20110060660
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 WINDING WOODS DR, TROY, MO 63379-4884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WATERBROOK DR, TROY, MO 63379-3190

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,787 (+9.57%) Land $6,080 Building $41,707
2025	$2,665.00 (+7.98%)	$43,613 (+9.5%) Land $6,080 Building $37,533	$251,510 (+19.98%) Land $32,000 Building $219,510
2023	$2,468.00 (+4.75%)	$39,828 Land $5,130 Building $34,698	$209,620 Land $27,000 Building $182,620
2022	$2,356.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Systec Wireless Communications.

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