30 Waterbrook Dr, Troy, MO 63379 Property Records

Lincoln County property record for 30 Waterbrook Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,616 sqft · built 2003
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on Record
Last Sale	$97,900 (May 2017)
Tax Bill	$2,707 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-50-16-000-000-007.003`

Property Details

APN / Parcel Number

Primary APN	`15-50-16-000-000-007.003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
Basement Area	1,616 sqft
Unfinished Basement	1,616 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,021 sqft (0.253 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	30 WATERBROOK DR
City	TROY
State	MO
Zip	63379-3187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WATERBROOKE ESTATES PLAT 1
Legal Range	01W
Legal Township	49N
Legal Section	16
Legal Subdivision	WATERBROOKE ESTATES
Legal Lot Number	3
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3033
Census Tract	810205

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	30 WATERBROOK DR, TROY, MO 63379-3187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 19, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 25, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 10, 2017	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	Jan 29, 2013 · Amount on Record
Deed Document Number	20174181
Deed Book / Page	2410 / 743
Prior Transfer Date	Jan 30, 2009
Prior Transfer Doc	02060/0600
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	30 WATERBROOK DR, TROY, MO 63379-3187
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002483/61
Date	Aug 25, 2022
Book Page	2483/61
Instrument	2022008824

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	30 WATERBROOK DR, TROY, MO 63379-3187
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2461/232
Date	Mar 19, 2021
Book Page	2461/232
Instrument	2021003739

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	30 WATERBROOK DR, TROY, MO 63379-3187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2448/617
Date	Jun 25, 2020
Book Page	2448/617
Instrument	2020006653

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 10, 2017
Property Address	30 WATERBROOK DR, TROY, MO 63379-3187
Document Number	2410/0743
Book / Page	2410 / 0743
Map Reference	MB13 PG56
Instrument Date	May 5, 2017
Instrument	2017004181
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NATIONS TITLE AGENCY/MO INC, NATIONS TITLE AGENCY MO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 WATERBROOK DR, TROY, MO 63379-3187

Mortgage

Document Number	2017004182
Date	May 10, 2017
Instrument	2017004182

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,328 (-) Land $6,080 Building $40,248
2025	$2,707.00 (+1.88%)	$46,328 (+8.05%) Land $6,080 Building $40,248	$243,830 (+8.05%) Land $32,000 Building $211,830
2023	$2,657.00 (+5.77%)	$42,877 Land $5,130 Building $37,747	$225,670 Land $27,000 Building $198,670
2022	$2,512.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Systec Wireless Communications.

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