Placer County property record for 55 W Wise Rd, Lincoln, CA 95648
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,344 sqft · built 1993 |
| Lot Size | 8.6 acres (374,616 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (Mar 2020) |
| Tax Bill | $6,171 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-180-042-000 |
| Primary APN | 021-180-042-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 374,616 sqft |
| Street Address | 55 W WISE RD |
|---|---|
| City | LINCOLN |
| State | CA |
| Zip | 95648-9438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F |
| Legal Description | 8.6 AC POR PAR A PMOR 11 53 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 21304 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 W WISE RD, LINCOLN, CA 95648-9438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2017 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 26, 2020 | Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 2020 · Amount on Record |
| Deed Sale | Mar 26, 2020 · Amount on Record |
| Prior Sale | Apr 23, 2014 · Amount on Record |
| Deed Document Number | 202027384 |
| Prior Transfer Date | Jul 18, 1995 |
| Prior Transfer Doc | 0000036932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 55 W WISE RD, LINCOLN, CA 95648-9438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATL TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000027870 |
|---|---|
| Date | Apr 14, 2017 |
| Instrument | 2017-0027870 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PLACER CA |
| Recording Date | Mar 26, 2020 |
| Property Address | 55 W WISE RD, LINCOLN, CA 95648-9438 |
| Document Number | 0000027384 |
| Map Reference | MB 11 PG 53 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 2020-0027384 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Title Company | STEWART TITLE OF PLACER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 W WISE RD, LINCOLN, CA 95648-9438 |
| Document Number | 0000027385 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 2020-0027385 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Unified School District | Western Placer Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $591,219 (+2%) Land $195,213 Building $396,006 | |
| 2025 | $6,171.00 (+2.42%) | $579,628 (+4.04%) Land $191,386 Building $388,242 |
| 2023 | $6,025.00 (+1.57%) | $557,122 Land $183,955 Building $373,167 |
| 2022 | $5,932.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1986–1995) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Corridor Wireless Fixed Wireless | 100 / 100 |
| Cal.net Fixed Wireless | 100 / 20 |
| Skyhi Broadband Fixed Wireless | 60 / 30 |
May also be available: Astound Broadband, AT&T, Verizon.
5G (outdoors only) and 4G LTE
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