145 W Wise Rd, Lincoln, CA 95648 Property Records

Placer County property record for 145 W Wise Rd, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,389 sqft · built 1979
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Mar 2024)
Tax Bill	$8,630 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-180-050-000`

Property Details

APN / Parcel Number

Primary APN	`021-180-050-000`
Alternative APNs	`021-180-052-000` `021180043000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,389 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	226,512 sqft
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	021180050000
Street Address	145 W WISE RD
City	LINCOLN
State	CA
Zip	95648-9425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	LOT 1 PMOR BK36 PG70
Legal Subdivision	36-70, PARCEL MAP
Legal Lot Number	1
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4001
Census Tract	21304

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 W WISE RD, LINCOLN, CA 95648-9425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Grant Deed, Transfer · Conventional Mortgage SCENIC OAKS FUNDING
Dec 30, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Prior Sale	Dec 30, 2022 · Amount on Record
Deed Document Number	202412325
Prior Transfer Date	Jan 7, 2008
Prior Transfer Doc	0000038318
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 8, 2024
Property Address	145 W WISE RD, LINCOLN, CA 95648-9425
Document Number	0000012325
Map Reference	MB 36 PG 70
Instrument Date	Feb 27, 2024
Instrument	2024-0012325
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	145 W WISE RD, LINCOLN, CA 95648-9425

Mortgage

Document Number	0000012326
Date	Mar 8, 2024
Instrument	2024-0012326

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 30, 2022
Property Address	145 W WISE RD, LINCOLN, CA 95648-9425
Document Number	0000094294
Map Reference	MB 36 PG 70
Instrument Date	Dec 22, 2022
Instrument	2022-0094294
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1445 FRUITVALE RD, LINCOLN, CA 95648-9707

Mortgage

Document Number	0000094295
Date	Dec 30, 2022
Instrument	2022-0094295

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	9.12%
Index	1-Year T-Bill
Max Rate	13.1%

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$931,000 (+14.09%) Land $296,600 Building $634,400
2025	$8,630.00 (+48.84%)	$816,000 (+52.32%) Land $357,000 Building $459,000
2023	$5,798.00 (-41.6%)	$535,721 Land $226,413 Building $309,308
2022	$9,928.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1986–1995)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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