55 W Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 55 W Summit Dr, Emerald Hills, CA 94062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 810 sqft · built 1947
Lot Size	0.186 acres (8,116 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,824 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`057-114-210`

Property Details

APN / Parcel Number

Primary APN	`057-114-210`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	810 sqft Living Area
1st Floor Area	810 sqft
Family Room	Family Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,116 sqft (0.186 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 W SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 84 EMERALD LAKE HEIGHTS RSM 26/37 38
Legal Subdivision	EMERALD LAKE
Legal Lot Number	84
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1022
Census Tract	609700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	55 W SUMMIT DR, EMERALD HILLS, CA 94062-3340
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit MONTERRA CREDIT UNION
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit SAN MATEO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 26, 2003
Transfer Doc	0000204246
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	55 W SUMMIT DR, EMERALD HILLS, CA 94062-3340
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 W SUMMIT DR, EMERALD HILLS, CA 94062-3340

Mortgage

Document Number	0000001637
Date	Jan 13, 2026
Instrument	2026-001637

Lender

Name	MONTERRA CREDIT UNION
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	55 W SUMMIT DR, EMERALD HILLS, CA 94062-3340
Transaction Type	Mortgage
Record Updated	Feb 16, 2024
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 W SUMMIT DR, EMERALD HILLS, CA 94062-3340

Mortgage

Document Number	0000004399
Date	Jan 24, 2024
Instrument	2024-004399

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,378 (+2%) Land $159,294 Building $208,084
2025	$5,824.00 (+4.39%) Homeowner's exemption	$360,175 (+4.04%) Land $156,171 Building $204,004
2023	$5,579.00 (+4.67%) Homeowner's exemption	$346,190 Land $150,107 Building $196,083	$1,845,900
2022	$5,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

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