Stephens County property record for 55 Valley Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,254 sqft · built 1967 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Feb 2021) |
| Tax Bill | $3,459 (2025) |
| Deeds & Mortgages | Feb 2021 Sale Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 042E 008 |
| Primary APN | 042E 008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,254 sqft Heated Area |
| Basement Area | 1,754 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 1,254 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,333 sqft (0.88 acres) |
| Terrain | Gentle Slope |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 768050 |
|---|---|
| Street Address | 55 VALLEY RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOTS 29 & 30 CLEARVIEW S/D |
| Legal Subdivision | CLEARVIEW S/D |
| Legal Lot Number | 29,30 30 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 VALLEY RD, TOCCOA, GA 30577-6341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2021 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 17, 2018 | Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on Record |
| Deed Sale | Feb 24, 2021 · Amount on Record |
| Prior Sale | Jul 16, 2018 · Amount on Record |
| Deed Document Number | 0001240407 |
| Deed Book / Page | 1240 / 407 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Feb 24, 2021 |
| Property Address | 55 VALLEY RD, TOCCOA, GA 30577-6341 |
| Document Number | 0012400407 |
| Book / Page | 001240 / 000407 |
| Instrument Date | Feb 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 VALLEY RD TOCCOA GA 305776341, TOCCOA, GA 30577-6341 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jul 17, 2018 |
| Property Address | 55 VALLEY RD, TOCCOA, GA 30577-6341 |
| Document Number | 0011550181 |
| Book / Page | 001155 / 000181 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 VALLEY DR TOCCOA GA 30577, TOCCOA, GA 30577 |
| Document Number | 11550189 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 001155/000189 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2048 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,459.00 (+33.86%) Homeowner's exemption | $118,912 (+59.1%) Land $5,237 Building $113,675 | $297,279 (+59.1%) Land $13,092 Building $284,187 |
| 2023 | $2,584.00 (+3.11%) | $74,740 (+5.48%) Land $5,237 Building $69,503 | $186,849 (+5.48%) Land $13,092 Building $173,757 |
| 2022 | $2,506.00 | $70,859 Land $5,237 Building $65,622 | $177,147 Land $13,092 Building $164,055 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures