Stephens County property record for 182 Valley Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,845 sqft · built 1965 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Aug 2024) |
| Tax Bill | $5,544 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Sep 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042E 008C |
| Primary APN | 042E 008C |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,845 sqft Heated Area |
| Basement Area | 2,845 sqft |
| Unfinished Basement | 2,845 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,916 sqft (1.1 acres) |
| Terrain | Gentle Slope |
| Garage Type | Carport |
| Garage Area | 441 sqft |
| Carport | Carport |
| Carport Area | 441 sqft |
| Porch | Slab |
| Porch Area | 360 sqft |
| Utility Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 769550 |
|---|---|
| Street Address | 182 VALLEY RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-3176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOTS 54, 55 & 57 CLEARVIEW S/D |
| Legal Subdivision | CLEARVIEW S/D |
| Legal Lot Number | 54,55+ |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 4 |
| Census Block | 4040 |
| Census Tract | 970102 |
Source: Stephens County records · APN 042E 008C
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 182 VALLEY RD, TOCCOA, GA 30577-3176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Warranty Deed, Transfer |
| Sep 28, 2022 | Warranty Deed, Transfer |
| Jun 06, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE FINANCIAL RESOURCES |
| Sep 30, 2019 | Deed of Trust, Mortgage · Line of Credit DISCOVER BK |
| Nov 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NORTH GA CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on Record |
| Deed Sale | Aug 20, 2024 · Amount on Record |
| Prior Sale | Aug 31, 2016 · Amount on Record |
| Deed Document Number | 20241407 |
| Deed Book / Page | 1377 / 97 |
| Prior Transfer Date | Sep 28, 2022 |
| Prior Transfer Doc | 0013110342 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 28, 2022 |
| Property Address | 182 VALLEY RD, TOCCOA, GA 30577-3176 |
| Document Number | 0013110250 |
| Book / Page | 1311 / 250 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022-001423 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 182 VALLEY RD, TOCCOA, GA 30577-3176 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Sep 28, 2022 |
| Property Address | 182 VALLEY RD, TOCCOA, GA 30577-3176 |
| Document Number | 0013110342 |
| Book / Page | 1311 / 342 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 2022-001429 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 182 VALLEY RD, TOCCOA, GA 30577-3176 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 182 VALLEY RD, TOCCOA, GA 30577-3176 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011230369 |
|---|---|
| Date | Jun 06, 2017 |
| Book Page | 1123/369 |
| Name | ALLIANCE FINANCIAL RESOURCES |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 182 VALLEY RD, TOCCOA, GA 30577-3176 |
| Document Number | 0011910203 |
| Instrument Date | Sep 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 182 VALLEY RD TOCCOA GA 305773176, TOCCOA, GA 30577-3176 |
| Document Number | 0011910203 |
|---|---|
| Date | Oct 09, 2019 |
| Book Page | 001191/000203 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 08, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 182 VALLEY RD, TOCCOA, GA 30577-3176 |
| Document Number | 0011380263 |
| Book / Page | 001138 / 000263 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Name | Verified Name |
|---|---|
| Address | 182 VALLEY RD TOCCOA GA 305773176, TOCCOA, GA 30577-3176 |
| Document Number | 0011380263 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 001138/000263 |
| Name | NORTH GA CU |
|---|---|
| Type | Credit Union |
| Address | TOCCOA, GA 30577 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 13, 2032 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,544.00 (+281.82%) | $158,910 (+122.85%) Land $6,919 Building $151,991 | $397,275 (+122.85%) Land $17,298 Building $379,977 |
| 2023 | $1,452.00 (-39.75%) Homeowner's exemption | $71,309 (+4.65%) Land $6,919 Building $64,390 | $178,274 (+4.65%) Land $17,298 Building $160,976 |
| 2022 | $2,410.00 Homeowner's exemption | $68,141 Land $6,919 Building $61,222 | $170,352 Land $17,298 Building $153,054 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 47% of the US · above 53% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Point Broadband Fiber Holding, Uniti Group.
Based on FCC filings for 81 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOCCOA serves 28,711 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures