Calvert County property record for 55 Thoroughbred Dr, Prince Frederick, MD 20678
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,924 sqft · built 2013 |
| Lot Size | 0.13 acres (5,659 sqft) |
| Owner | Individual Name on File |
| Last Sale | $396,000 (Apr 2021) |
| Tax Bill | $5,237 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jan 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-132958 |
| Primary APN | 02-132958 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,924 sqft Total Area |
| Basement Area | 1,089 sqft |
| Finished Basement | 1,089 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,659 sqft (0.13 acres) |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 118 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 132958 |
|---|---|
| Street Address | 55 THOROUGHBRED DR |
| City | PRINCE FREDERICK |
| State | MD |
| Zip | 20678-3278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TC |
| Legal Description | LT 5 PLAT 3 PRINCE FREDERICK WOODS |
| Legal Subdivision | FINAL PLAT THREE PRINCE FREDERICK WOODS |
| Legal Lot Number | 5 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 860703 |
55 Thoroughbred Dr is owned and occupied by an individual who bought it in April 2021.
Source: Calvert County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH ONE FCU |
| Jan 31, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 5, 2021 | Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2021 · Amount on File |
| Deed Sale | Apr 5, 2021 · Amount on File |
| Prior Sale | Apr 4, 2013 · Amount on File |
| Deed Book / Page | 5918 / 350 |
| Prior Transfer Date | Mar 28, 2013 |
| Prior Transfer Doc | 0041610436 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 55 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0064440478 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 6444/478 |
| Name | COMMONWEALTH ONE FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 55 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0055210004 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 5521/004 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Apr 5, 2021 |
| Property Address | 55 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278 |
| Document Number | 0059180350 |
| Book / Page | 5918 / 350 |
| Map Reference | MB KPS 1 FO 381 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | ATG TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278 |
| Document Number | 0005918356 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 5918/356 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 55 Thoroughbred Dr was $5,237 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,237.00 Homeowner's exemption | $470,367 | $553,100 Land $77,100 Building $476,000 |
| 2023 | $4,457.00 Homeowner's exemption | $429,000 Land $77,100 Building $351,900 | $429,000 Land $77,100 Building $351,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Thoroughbred Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Thoroughbred Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRINCE FREDERICK serves 4,371 people · EPA ID MD0040011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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