49 Thoroughbred Dr, Prince Frederick, MD 20678 Property Records

Calvert County property record for 49 Thoroughbred Dr, Prince Frederick, MD 20678

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,528 sqft · built 2010
Lot Size0.151 acres (6,579 sqft)
OwnerIndividual Name on Record
Last Sale$555,000 (May 2026)
Tax Bill$5,013 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-132915

Property Details

APN / Parcel Number

Primary APN02-132915
Alternative APNs
  • 2132915
  • 132915

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,528 sqft Total Area
Basement Area951 sqft
Finished Basement951 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,579 sqft (0.151 acres)
Garage TypeMixed
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area113 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number132915
Street Address49 THOROUGHBRED DR
CityPRINCE FREDERICK
StateMD
Zip20678-3278
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTC
Legal DescriptionLT 4 PLAT 2 PRINCE FREDERICK WOODS
Legal SubdivisionPRINCE FREDERICK WOODS
Legal Lot Number4
JurisdictionCALVERT MD
Township / Civil Division2, PRINCE FREDERICK
Census Block Group1
Census Block1004
Census Tract860703

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address49 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed, Transfer · Conventional Mortgage
OCMBC INC
Sep 6, 2022Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 9, 2022Special Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2026 · Amount on Record
Deed SaleMay 12, 2026 · Amount on Record
Prior SaleSep 6, 2022 · Amount on Record
Deed Book / Page6900 / 73
Record UpdatedOct 29, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateMay 12, 2026
Property Address49 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278
Document Number6900000073
Book / Page6900 / 73
Instrument DateMar 11, 2026
Transaction TypeTransfer
Record UpdatedMay 28, 2026
Title CompanyMTA TITLE AND ESCROW LLC, VEMA TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560,550.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278

Mortgage

Document Number6900000084,
DateMay 12, 2026
Book Page6900/84
Lender
NameOCMBC INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateSep 6, 2022
Property Address49 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278
Document Number0063380319
Book / Page6338 / 319
Map ReferenceMB KPS 1 FO 381
Instrument DateJul 29, 2022
Transaction TypeTransfer
Record UpdatedSep 16, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,525.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address49 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278

Mortgage

Document Number0006338325
DateSep 6, 2022
Instrument6338/325
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2052

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCALVERT MD
Recording DateJun 9, 2022
Property Address49 THOROUGHBRED DR, PRINCE FREDERICK, MD 20678-3278
Document Number0062950063
Book / Page6295 / 63
Map ReferenceMB KPS 1 FO 381
Instrument DateMay 27, 2022
Transaction TypeTransfer
Record UpdatedJun 22, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$2,260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45547 WOODLAWN DR, 45547, CALIFORNIA, MD 20619-3209

Transferred To (Grantee/Buyer)

NameVerified Name
Address2611 INTERNET BLVD STE 201, 201, FRISCO, TX 75034-9093
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$496,533 (+10.45%)$543,500 (-) Land $77,300 Building $466,200
2025$5,013.00 (+22.9%)$449,567 (+14.51%)$543,500 (+35%) Land $77,300 Building $466,200
2023$4,079.00$392,600$402,600 Land $77,300 Building $325,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRINCE FREDERICK
serves 4,371 people · EPA ID MD0040011
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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