55 Theodore St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 55 Theodore St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,521 sqft · built 1950
Lot Size	0.188 acres (8,184 sqft)
Owner	2 Individual Names on File
Last Sale	$187,000 (Mar 2003)
Tax Bill	$4,486 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`68-00010`

Property Details

APN / Parcel Number

Primary APN	`68-00010`
Alternative APN	`CHIC M:0068 P:00010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
Gross Area	4,002 sqft
1st Floor Area	1,226 sqft
Attic	Attic
Attic Area	1,178 sqft
Basement Area	1,178 sqft
Unfinished Basement	1,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,184 sqft (0.188 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	68-00010
Street Address	55 THEODORE ST
City	CHICOPEE
State	MA
Zip	01020-1858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2020
Census Tract	810800

Owner

Source: Hampden County and Chicopee City records · APN 68-00010

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 THEODORE ST, CHICOPEE, MA 01020-1858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2003 · Amount on Record
Deed Sale	Mar 27, 2003 · Amount on Record
Deed Document Number	200315132
Deed Book / Page	13058 / 469
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	55 THEODORE ST, CHICOPEE, MA 01020-1858
Transaction Type	Mortgage
Record Updated	Jan 07, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026151-348
Date	Dec 16, 2025
Book Page	26151/348
Instrument	60069

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2055

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,486.00 (+5.38%)	$295,900 (+2.6%) Land $91,800 Building $204,100	$315,115
2024	$4,257.00 (+3.91%)	$288,400 (+6.66%) Land $90,000 Building $198,400
2023	$4,097.00	$270,400 Land $81,900 Building $188,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Chicopee Municipal Lighting Plant Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 402 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.