Hampden County and Chicopee City property record for 25 Theodore St, Chicopee, MA 01020
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,100 sqft · built 1922 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Jan 2003) |
| Tax Bill | $4,609 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 68-00015 |
| Primary APN | 68-00015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,100 sqft Living Area |
| Gross Area | 4,660 sqft |
| 1st Floor Area | 1,050 sqft |
| Attic | Attic |
| Attic Area | 1,050 sqft |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,625 sqft (0.129 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Account Number | 68-00015 |
|---|---|
| Street Address | 25 THEODORE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1858 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 2 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 810800 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 THEODORE ST, CHICOPEE, MA 01020-1858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| Jun 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2003 · Amount on Record |
| Deed Sale | Jan 27, 2003 · Amount on Record |
| Deed Document Number | 200313511 |
| Deed Book / Page | 12896 / 397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 14, 2026 |
| Property Address | 25 THEODORE ST, CHICOPEE, MA 01020-1858 |
| Document Number | 0000032692 |
| Book / Page | 26415 / 520 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 202632692 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25 THEODORE ST, CHICOPEE, MA 01020-1858 |
| Document Number | 0000032692, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 26415/520 |
| Instrument | 202632692 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 25 THEODORE ST, CHICOPEE, MA 01020-1858 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024591-332 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 24591/332 |
| Instrument | 35810 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,609.00 (+9.04%) | $302,400 (+8.46%) Land $84,400 Building $218,000 | $346,728 |
| 2025 | $4,227.00 (+5.65%) | $278,800 (+2.84%) Land $79,400 Building $199,400 | |
| 2024 | $4,001.00 (+6.95%) | $271,100 (+9.8%) Land $77,900 Building $193,200 | |
| 2023 | $3,741.00 | $246,900 Land $70,800 Building $176,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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