55 Summit Rd, Tryon, NC 28782 Property Records

Polk County property record for 55 Summit Rd, Tryon, NC 28782 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1990
Square Footage	1,830 sqft Finished Area
Lot Size	45,738 sqft (1.05 acres)
Occupancy	Owner Occupied
Last Sale	$325,000 (2022)
Tax Bill	$2,182.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P25-191`
Alternative APN	`32915`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,830 sqft Finished Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Wood Siding Exterior
Foundation Type	Retaining Wall Foundation
Roof Material	Shingle Roof
Lot Area	45,738 sqft (1.05 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Carport	Carport

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	32915
Street Address	55 SUMMIT RD
City	TRYON
State	NC
Zip	28782-4305
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 344, 0M05 MELROSE MOUNTAIN 09
Legal Subdivision	MELROSE MOUNTAIN
Legal Lot Number	344
Jurisdiction	POLK NC
Minor Civil Division	TRYON
Census Blockgroup	2
Census Block	2030
Census Tract	920304

Owner

Source: Polk County records · APN P25-191

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	55 SUMMIT RD, TRYON, NC 28782-4305
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Mar 17, 2005 · Amount on Record
Deed Doc Number	0004711691
Deed Book / Page	471 / 1691
Record Refreshed	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 22, 2022
Property Address	55 SUMMIT RD, TRYON, NC 28782-4305
Document Number	00471/1691
Book / Page	471 / 1691
Map Reference	MB 6 PG 116
Instrument Date	Jul 20, 2022
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded Values by County
Additional	Notice of Default Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 RICHBOROUGH DR, 114, SPARTANBURG, SC 29307-2939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SUMMIT RD, TRYON, NC 28782-4305

Mortgage

Document Number	0004711694
Date	Jul 22, 2022
Instrument	471/1694

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,182.00 (+47.83%)	$385,186 (+80.38%) Land $30,500 Building $354,686	$385,186 (+80.38%) Land $30,500 Building $354,686
2023	$1,476.00	$213,541 Land $20,500 Building $193,041
2021			$213,541 Land $20,500 Building $193,041