490 Summit Rd, #1501, Tryon, NC 28782 Property Records

Polk County property record for 490 Summit Rd, #1501, Tryon, NC 28782 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 1980
Square Footage	2,571 sqft Finished Area
Lot Size	263,102 sqft (6.04 acres)
Occupancy	Owner Occupied
Last Sale	$340,000 (2008)
Tax Bill	$3,421.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P49-30`
Alternative APN	`35962`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,571 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Wood Siding Exterior
Foundation Type	Retaining Wall Foundation
Roof Material	Shingle Roof
Lot Area	263,102 sqft (6.04 acres)
Parking Spaces	2 Parking Spaces

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	35962
Street Address	490 SUMMIT RD # 1501, 1501
City	TRYON
State	NC
Zip	28782
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT #6, 0M18 MANY LEVELS
Legal Subdivision	MANY LEVELS
Legal Lot Number	6
Jurisdiction	POLK NC
Minor Civil Division	TRYON
Census Blockgroup	4
Census Block	4002
Census Tract	920304

Owner

Source: Polk County records · APN P49-30

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	490 RIDGETOP RD # 1501, 1501, TRYON, NC 28782-7694
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 24, 2008 · Amount on Record
Deed Sale	Oct 24, 2008 · Amount on Record
Deed Doc Number	0003681626
Deed Book / Page	368 / 1626
Record Refreshed	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	490 SUMMIT RD # 1501, 1501, TRYON, NC 28782-4306
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000441/808
Date	Jun 20, 2019
Book Page	441/808

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,421.00 (+14.34%)	$603,775 (+39.5%) Land $120,480 Building $483,295	$603,775 (+39.5%) Land $120,480 Building $483,295
2023	$2,992.00	$432,826 Land $77,800 Building $355,026
2021			$432,826 Land $77,800 Building $355,026

Flood & Wildfire

490 Summit Rd, #1501 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 49th percentile of exposed land nationally · 70th in North Carolina
Wildfire Likelihood	Moderate — about 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.