55 Stephens Way, Covington, GA 30016 Property Records

Newton County property record for 55 Stephens Way, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,797 sqft · built 2002
Lot Size	2.06 acres (90,169 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (May 2017)
Tax Bill	$3,044 (2025)
Deeds & Mortgages	May 2024 Line of Credit Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00080-00000-692-000`

Property Details

APN / Parcel Number

Primary APN	`00080-00000-692-000`
Alternative APNs	`0008 692` `2442`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,797 sqft Heated Area
1st Floor Area	1,797 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,169 sqft (2.06 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2442
Old Parcel Number	0008 692
Street Address	55 STEPHENS WAY
City	COVINGTON
State	GA
Zip	30016-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 69F THE FALLS PHASE SI
Legal Subdivision	THE FALLS
Legal Phase	6
Legal Lot Number	69F
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2000
Census Tract	100905

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	55 STEPHENS WAY, COVINGTON, GA 30016-9025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2024	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION
Aug 16, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL
May 10, 2017	Grant Deed, Transfer · FHA Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2017 · Amount on Record
Deed Sale	May 5, 2017 · Amount on Record
Prior Sale	Oct 9, 2002 · Amount on Record
Deed Document Number	0003562256
Deed Book / Page	3562 / 256
Last Transfer Date	May 10, 2017
Transfer Doc	0035620256
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	55 STEPHENS WAY, COVINGTON, GA 30016-9025
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 STEPHENS WAY, COVINGTON, GA 30016-9025

Mortgage

Document Number	0046220000000776
Date	May 29, 2024
Book Page	0000004622/0000000776
Instrument	D2024005633

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	55 STEPHENS WAY, COVINGTON, GA 30016-9025
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 STEPHENS WAY, COVINGTON, GA 30016-9025

Mortgage

Document Number	0044250000000127
Date	Aug 16, 2022
Book Page	0000004425/0000000127
Instrument	014150

Lender

Name	LAKEVIEW COMMUNITY CAPITAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	May 10, 2017
Property Address	55 STEPHENS WAY, COVINGTON, GA 30016-9025
Document Number	0035620256
Book / Page	003562 / 000256
Instrument Date	May 5, 2017
Instrument	5146
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$124.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 STEPHENS WAY COVINGTON GA 300169025, COVINGTON, GA 30016-9025

Mortgage

Document Number	35620258
Date	May 10, 2017
Book Page	003562/000258
Instrument	5147

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Mortgage

Document Number	35620278,
Date	May 10, 2017
Book Page	003562/000278
Instrument	5148

Lender

Name	CITIZENS TR BK MTG SVCS
Type	Bank
Address	ATLANTA, GA 30303

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,044.00 (+20.36%) Homeowner's exemption	$125,600 (+8.65%) Land $21,000 Building $104,600	$314,000 (+8.65%) Land $52,500 Building $261,500
2023		$115,600 Land $24,000 Building $91,600	$289,000 Land $60,000 Building $229,000
2022	$2,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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