45 Stephens Way, Covington, GA 30016 Property Records

Newton County property record for 45 Stephens Way, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,118 sqft · built 2002
Lot Size	2.17 acres (94,525 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Aug 2024)
Tax Bill	$3,444 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00080-00000-691-000`

Property Details

APN / Parcel Number

Primary APN	`00080-00000-691-000`
Alternative APNs	`0008 691` `2441`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,118 sqft Heated Area
1st Floor Area	1,898 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	94,525 sqft (2.17 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2441
Street Address	45 STEPHENS WAY
City	COVINGTON
State	GA
Zip	30016-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 68F THE FALLS PHASE SI
Legal Subdivision	THE FALLS
Legal Phase	6
Legal Lot Number	68F
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2000
Census Tract	100905

Owner

Source: Newton County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 STEPHENS WAY, COVINGTON, GA 30016-9025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Loan Modification, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2024 · Amount on Record
Deed Sale	Aug 21, 2024 · Amount on Record
Prior Sale	Jun 24, 2024
Deed Document Number	20248767
Deed Book / Page	4648 / 255
Prior Transfer Date	May 25, 2016
Prior Transfer Doc	0034390461
Record Updated	Jun 8, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	45 STEPHENS WAY, COVINGTON, GA 30016-9025
Document Number	0037940601
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 STEPHENS WAY COVINGTON GA 300169025, COVINGTON, GA 30016-9025

Mortgage

Document Number	0037940601
Date	Jan 22, 2019
Book Page	003794/000601
Instrument	817

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 STEPHENS WAY, COVINGTON, GA 30016-9025
Document Number	0037940612
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 STEPHENS WAY COVINGTON GA 300169025, COVINGTON, GA 30016-9025

Mortgage

Document Number	0037940612
Date	Jan 22, 2019
Book Page	003794/000612
Instrument	818

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,444.00 (+16.67%) Homeowner's exemption	$141,920 (+7.45%) Land $21,000 Building $120,920	$354,800 (+7.45%) Land $52,500 Building $302,300
2023		$132,080 Land $24,000 Building $108,080	$330,200 Land $60,000 Building $270,200
2022	$2,952.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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