55 Stemwood Ct, Hampstead, NC 28443 Property Records

Pender County property record for 55 Stemwood Ct, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,428 sqft · built 2015
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Nov 2020)
Tax Bill	$2,647 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3282-51-8369-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-51-8369-0000`
Alternative APNs	`000034436` `973083`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,428 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	38,333 sqft (0.88 acres)

Exterior Amenities

Porch	Porch
Porch Area	227 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000034436
Street Address	55 STEMWOOD CT
City	HAMPSTEAD
State	NC
Zip	28443-3990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 12 PB 57/99 OAKS@CYPRESS LAKES
Legal Subdivision	OAKS AT CYPRESS LAKES PH I
Legal Lot Number	12
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1000
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	55 STEMWOOD CT, HAMPSTEAD, NC 28443-3990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Prior Sale	Nov 1, 2016 · Amount on Record
Deed Document Number	0010214732
Deed Book / Page	1021 / 4732
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	55 STEMWOOD CT, HAMPSTEAD, NC 28443-3990
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 STEMWOOD CT, HAMPSTEAD, NC 28443-3990

Mortgage

Document Number	0048262552
Date	Dec 12, 2023
Book Page	4826/2552

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Dec 11, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 20, 2020
Property Address	55 STEMWOOD CT, HAMPSTEAD, NC 28443-3990
Document Number	0047321021
Book / Page	4732 / 1021
Map Reference	MB 57 PG 99
Instrument Date	Nov 18, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 STEMWOOD CT, 55, HAMPSTEAD, NC 28443-3990

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 STEMWOOD CT, HAMPSTEAD, NC 28443-3990

Mortgage

Document Number	0047321023
Date	Nov 20, 2020
Instrument	4732/1023

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,647.00 (+14.49%)	$539,457 (+103.91%) Land $93,660 Building $445,797	$539,457 (+103.91%) Land $93,660 Building $445,797
2023		$264,555 (-) Land $83,878 Building $180,677	$264,555 (-) Land $83,878 Building $180,677
2022	$2,312.00	$264,555 Land $83,878 Building $180,677	$264,555 Land $83,878 Building $180,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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