20 Stemwood Ct, Hampstead, NC 28443 Property Records

Pender County property record for 20 Stemwood Ct, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,388 sqft · built 2016
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (May 2016)
Tax Bill	$2,530 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3282-61-2338-0000`

Property Details

APN / Parcel Number

Primary APN	`3282-61-2338-0000`
Alternative APNs	`000014900` `970757`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,388 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Porch	Porch
Porch Area	227 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000014900
Street Address	20 STEMWOOD CT
City	HAMPSTEAD
State	NC
Zip	28443-3990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT8 PB 56/101 OAKS @ CYPRESS LAKES
Legal Subdivision	OAKS AT CYPRESS LAKES PH I
Legal Lot Number	8
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1000
Census Tract	920202

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 STEMWOOD CT, HAMPSTEAD, NC 28443-3990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 26, 2019	Correction Deed ATTORNEY ONLY
May 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2016 · Amount on Record
Deed Sale	May 6, 2016 · Amount on Record
Deed Book / Page	4619 / 2323
Last Transfer Date	May 29, 2019
Transfer Doc	0046851948
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	20 STEMWOOD CT, HAMPSTEAD, NC 28443-3990
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047542006
Date	Jun 4, 2021
Book Page	4754/2006

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	20 STEMWOOD CT, HAMPSTEAD, NC 28443-3990
Document Number	0046900003
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STEMWOOD CT HAMPSTEAD NC 284433990, HAMPSTEAD, NC 28443-3990

Mortgage

Document Number	0046900003
Date	Jul 26, 2019
Book Page	004690/000003
Instrument	20052022

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

July 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	PENDER NC
Recording Date	Jul 26, 2019
Property Address	20 STEMWOOD CT, HAMPSTEAD, NC 28443-3990
Document Number	0046900001
Book / Page	004690 / 000001
Instrument Date	Jun 20, 2019
Instrument	20052021
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STEMWOOD CT HAMPSTEAD NC 284433990, HAMPSTEAD, NC 28443-3990

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	May 29, 2019
Property Address	20 STEMWOOD CT, HAMPSTEAD, NC 28443-3990
Document Number	0046851948
Book / Page	004685 / 001948
Instrument Date	May 29, 2019
Instrument	20049557
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 STEMWOOD CT HAMPSTEAD NC 284433990, HAMPSTEAD, NC 28443-3990

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,530.00 (+14.64%)	$497,654 (+97.49%) Land $53,970 Building $443,684	$497,654 (+97.49%) Land $53,970 Building $443,684
2023		$251,989 (-) Land $65,129 Building $186,860	$251,989 (-) Land $65,129 Building $186,860
2022	$2,207.00	$251,989 Land $65,129 Building $186,860	$251,989 Land $65,129 Building $186,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 90% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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