55 Spinnaker Way, Coronado, CA 92118 Property Records

San Diego County property record for 55 Spinnaker Way, Coronado, CA 92118

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,666 sqft · built 2000
Lot Size	0.96 acres (4,198 sqft)
Owner	Individual Name on Record
Last Sale	$3,250,000 (Jun 2026)
Tax Bill	$26,869 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`615-152-43-00`

Property Details

APN / Parcel Number

Primary APN	`615-152-43-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,666 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Roof Material	Tile
Lot Area	4,198 sqft (0.96 acres)
Lot Dimensions	127 ft deep x 40 ft wide
View / Lot	Bay
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	55 SPINNAKER WAY
City	CORONADO
State	CA
Zip	92118-3265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 785 TR 009734
Legal Subdivision	CORONADO CAYS
Legal Tract	009734
Legal Block	2
Legal Lot Number	785
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	10601

Owner

Source: San Diego County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	68 HALF MOON BND, CORONADO, CA 92118-3232
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Jun 24, 2026	Grant Deed, Transfer · Conventional Mortgage BANK USA HSBC
Sep 4, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Apr 18, 2019	Trustee's Deed, Foreclosure DAVID A SANTEFORT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	2026180046
Prior Transfer Date	Apr 16, 2019
Prior Transfer Doc	0000140698
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	55 SPINNAKER WAY, CORONADO, CA 92118-3265
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 PARK DR, MANHASSET, NY 11030-1418

Mortgage

Document Number	0000088917
Date	Feb 4, 2021
Instrument	2021-0088917

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2026
Property Address	55 SPINNAKER WAY, CORONADO, CA 92118-3265
Document Number	0000180046
Instrument Date	Jun 5, 2026
Instrument	2026180046
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$361,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 HALF MOON BND, CORONADO, CA 92118-3232

Mortgage

Document Number	0000180047,
Date	Jun 24, 2026
Instrument	2026180047

Lender

Name	BANK USA HSBC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 4, 2020
Property Address	55 SPINNAKER WAY, CORONADO, CA 92118-3265
Document Number	0000517663
Instrument Date	Aug 28, 2020
Instrument	517663
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$2,530.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 PARK DR PLANDOME NY 110301418, PLANDOME, NY 11030-1418

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 18, 2019
Property Address	55 SPINNAKER WAY, CORONADO, CA 92118-3265
Document Number	0000140698
Instrument Date	Apr 8, 2019
Instrument	140698
Transaction Type	Foreclosure
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,863.40
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1 POST #200 IRVINE CA 926185220, 200, IRVINE, CA 92618-5220

Mortgage

Document Number	142079
Date	Apr 18, 2019
Instrument	142079

Lender

Name	DAVID A SANTEFORT

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,539,384 (+2%) Land $1,932,141 Building $607,243
2025	$26,869.00 (+2.38%)	$2,489,593 (+4.04%) Land $1,894,256 Building $595,337
2024	$26,244.00 (+1.63%)
2023	$25,823.00 (+1.94%)	$2,392,920 Land $1,820,700 Building $572,220
2022	$25,331.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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