54 Spinnaker Way, Coronado, CA 92118 Property Records

San Diego County property record for 54 Spinnaker Way, Coronado, CA 92118

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,666 sqft · built 1988
Lot Size	0.103 acres (4,499 sqft)
Owner	Company Name on Record
Last Sale	$2,325,000 (Feb 2020)
Tax Bill	$27,428 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`615-152-27-00`

Property Details

APN / Parcel Number

Primary APN	`615-152-27-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,666 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	4,499 sqft (0.103 acres)
View / Lot	Bay
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	54 SPINNAKER WAY
City	CORONADO
State	CA
Zip	92118-3266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 736 TR 009734
Legal Subdivision	CORONADO CAYS
Legal Tract	009734
Legal Block	2
Legal Lot Number	736
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	10601

Owner

Source: San Diego County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	54 SPINNAKER WAY, CORONADO, CA 92118-3266
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage REAL ROI LLC
May 26, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 6, 2020	Affidavit of Death, Transfer LAWYERS TITLE
Feb 6, 2020	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2020 · Amount on Record
Deed Sale	Feb 6, 2020 · Amount on Record
Prior Sale	Sep 30, 1988 · Amount on Record
Deed Document Number	202062016
Prior Transfer Date	Jul 14, 2015
Prior Transfer Doc	0000394912
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 24, 2026
Property Address	54 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000278702
Instrument Date	Sep 18, 2026
Instrument	2026278702
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE - SAN DIEGO BRAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	54 SPINNAKER WAY, CORONADO, CA 92118-3266

Mortgage

Document Number	0000278702,
Date	Sep 24, 2026
Instrument	2026278702

Lender

Name	REAL ROI LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2026
Property Address	54 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000148326
Instrument Date	May 14, 2026
Instrument	2026148326
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	54 SPINNAKER WAY, CORONADO, CA 92118-3266

Mortgage

Document Number	0000148326,
Date	May 26, 2026
Instrument	2026148326

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2020
Property Address	54 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000322959
Instrument Date	Jun 11, 2020
Instrument	322959
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	54 SPINNAKER WAY CORONADO CA 921183266, CORONADO, CA 92118-3266

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2020
Property Address	54 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000062015
Instrument Date	Jan 21, 2020
Instrument	62015
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	534 S KANSAS AVE #400 TOPEKA KS 666033454, 400, TOPEKA, KS 66603-3454

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 6, 2020
Property Address	54 SPINNAKER WAY, CORONADO, CA 92118-3266
Document Number	0000062016
Instrument Date	Jan 14, 2020
Instrument	62016
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,558.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SPINNAKER WAY CORONADO CA 921183266, CORONADO, CA 92118-3266

Mortgage

Document Number	62017
Date	Feb 6, 2020
Instrument	62017

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Coronado City
Unified School District	Coronado Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,593,577 (+2%) Land $1,896,380 Building $697,197
2025	$27,428.00 (+4.05%)	$2,542,724 (+4.04%) Land $1,859,197 Building $683,527
2023	$26,361.00 (+1.95%)	$2,443,989 Land $1,787,003 Building $656,986
2022	$25,858.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-AM WATER CORONADO private · serves 106,000 people · EPA ID CA3710001
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spinnaker Way

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