St. Albans City property record for 55 Smith St, Saint Albans, VT 05478
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,848 sqft · built 1927 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Jul 2022) |
| Tax Bill | $4,926 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Jun 2018 Transfer |
| APN | (173) 14077-055 |
| Primary APN | (173) 14077-055 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Street Address | 55 SMITH ST |
|---|---|
| City | SAINT ALBANS |
| State | VT |
| Zip | 05478-1655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT1FAM HSEGAR |
| Jurisdiction | ST ALBANS CITY VT |
| Township / Civil Division | ST. ALBANS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10800 |
55 Smith St is owned and occupied by an individual who bought it in July 2022.
Source: St. Albans City records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 SMITH ST, SAINT ALBANS, VT 05478-1655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed, Transfer |
| Jun 14, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on File |
| Deed Sale | Jul 22, 2022 · Amount on File |
| Prior Sale | Aug 31, 2020 · Amount on File |
| Deed Document Number | 2022662011456 |
| Prior Transfer Date | May 21, 2018 |
| Prior Transfer Doc | 0013284992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST ALBANS CITY VT |
| Recording Date | Jul 22, 2022 |
| Property Address | 55 SMITH ST, SAINT ALBANS, VT 05478-1655 |
| Document Number | DK662011456 |
| Instrument Date | Jul 22, 2022 |
| Instrument | DK 662011456 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 GARDENSIDE LN, SHELBURNE, VT 05482-6543 |
| Name | Verified Name |
|---|---|
| Address | 55 SMITH ST, SAINT ALBANS, VT 05478-1655 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST ALBANS CITY VT |
| Recording Date | Jun 14, 2018 |
| Property Address | 55 SMITH ST, SAINT ALBANS, VT 05478-1655 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 SMITH ST ST ALBANS VT 054781655, ST ALBANS, VT 05478-1655 |
The 2025 property tax bill for 55 Smith St was $4,926 with a homeowner's exemption, down 27.6% from the year before.
Source: St. Albans City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Franklin County |
| Municipality | St. Albans City |
| Unified School District | Maple Run Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,926.00 (-27.6%) | $396,100 Land $71,900 Building $324,200 |
| 2024 | $6,804.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA has no flood map on file for 55 Smith St; there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Apr 1982 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Smith St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST ALBANS WATER DEPT serves 10,200 people · EPA ID VT0005130 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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