49 Smith St, Saint Albans, VT 05478 Property Records

St. Albans City property record for 49 Smith St, Saint Albans, VT 05478

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,296 sqft · built 1929
Lot Size0.53 acres (23,087 sqft)
OwnerTrust Name on File
Last Sale$426,900 (Nov 2018)
Tax Bill$8,013 (2025)
Deeds & MortgagesNov 2022 Transfer
Nov 2018 Sale
APN(173) 14077-049

Property Details

APN / Parcel Number

Primary APN(173) 14077-049
Alternative APNs
  • 549-173-00051
  • M:1407 B:7049

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,296 sqft Living Area
Basement Area1,648 sqft
Unfinished Basement1,648 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialVinyl
Roof MaterialShingle
Lot Area23,087 sqft (0.53 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Street Address49 SMITH ST
CitySAINT ALBANS
StateVT
Zip05478-1655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT1FAM HSEGARPOOL
JurisdictionST ALBANS CITY VT
Township / Civil DivisionST. ALBANS
Census Block Group3
Census Block3000
Census Tract10800

Owner

49 Smith St is owner-occupied and held in a trust since November 2018.

Source: St. Albans City records, as of August 18, 2026

Owner of RecordTrust Name on File
Mailing Address49 SMITH ST, SAINT ALBANS, VT 05478-1655
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 2, 2022Intrafamily Transfer, Transfer
Nov 16, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2018 · Amount on File
Deed SaleNov 16, 2018 · Amount on File
Prior SaleSep 25, 2000 · Amount on File
Deed Document Number20181743796608
Transfer Doc0000848964
Record UpdatedOct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST ALBANS CITY VT
Recording DateNov 2, 2022
Property Address49 SMITH ST, SAINT ALBANS, VT 05478-1655
Document NumberDK124217664
Instrument DateNov 2, 2022
InstrumentDK 124217664
Transaction TypeTransfer
Record UpdatedApr 3, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address49 SMITH ST, SAINT ALBANS, VT 05478-1655

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 SMITH ST, SAINT ALBANS, VT 05478-1655

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST ALBANS CITY VT
Recording DateNov 16, 2018
Property Address49 SMITH ST, SAINT ALBANS, VT 05478-1655
Transaction TypeTransfer
Record UpdatedMar 21, 2019

Transaction

AmountAmount on Record
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 SMITH ST ST ALBANS VT 054781655, ST ALBANS, VT 05478-1655

Tax Assessment & Valuation

The 2025 property tax bill for 49 Smith St was $8,013 with a homeowner's exemption, down 28.6% from the year before.

Source: St. Albans City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVermont
CountyFranklin County
MunicipalitySt. Albans City
Unified School DistrictMaple Run Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,013.00 (-28.63%)$644,400 Land $99,900 Building $544,500
2024$11,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 49 Smith St; there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimApr 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49 Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST ALBANS WATER DEPT
serves 10,200 people · EPA ID VT0005130
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Smith St

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