55 Smith St, Central Islip, NY 11722 Property Records

Suffolk County and Islip Town property record for 55 Smith St, Central Islip, NY 11722

Property Summary

Property TypeSingle Family Home
Details1,380 sqft · built 1992
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (Sep 2018)
Tax Bill$9,105 (2024)
Deeds & MortgagesApr 2023 Mortgage
Sep 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN472889 141.-2-52

Property Details

APN / Parcel Number

Primary APN472889 141.-2-52
Alternative APNs
  • 0500-141.00-02.00-052.000
  • 288914100000020520000000
  • 472800306460
  • 385160

Interior

Building Area1,380 sqft Living Area
1st Floor Area576 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage TypeAttached
Garage Area264 sqft

Location & Zoning

Account Number385160
Street Address55 SMITH ST
CityCENTRAL ISLIP
StateNY
Zip11722-4127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRD
Legal DescriptionEDZ X2219597Y203047 T024H00000000
Legal SubdivisionCOLLEGE WOODS/CENTRAL ISLIP
Legal Block1000
Legal Lot Number200
JurisdictionSUFFOLK NY
Township / Civil DivisionISLIP
Census Block Group3
Census Block3028
Census Tract146203

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 SMITH ST, CENTRAL ISLIP, NY 11722-4127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Sep 27, 2018Deed, Transfer
Aug 30, 2017Grant Deed, Transfer · Conventional with PMI
LOAN FUNDER LLC SERIES 2231
Jan 18, 2017Trustee's Deed, Foreclosure
WEB TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2018 · Amount on Record
Deed SaleSep 27, 2018 · Amount on Record
Prior SaleAug 30, 2017 · Amount on Record
Deed Book / Page12980 / 383
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address55 SMITH ST, CENTRAL ISLIP, NY 11722-4127
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0235010929
DateApr 25, 2023
Book Page23501/929
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueMay 1, 2051

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateSep 27, 2018
Property Address55 SMITH ST, CENTRAL ISLIP, NY 11722-4127
Document Number0129800383
Book / Page12980 / 383
Instrument DateAug 24, 2018
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateAug 30, 2017
Property Address55 SMITH ST, CENTRAL ISLIP, NY 11722-4127
Document Number0129270524
Book / Page012927 / 000524
Instrument DateJul 20, 2017
Transaction TypeTransfer
Record UpdatedOct 26, 2017
Title CompanyRAM ABSTRACT LIMITED, RAM ABSTRACT LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$768.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address659 SUFFOLK AVE BRENTWOOD NY 117174413, BRENTWOOD, NY 11717-4413
InvestorPossibly a Property Investor

Mortgage

Document Number228490995
DateAug 30, 2017
Book Page022849/000995
Lender
NameLOAN FUNDER LLC SERIES 2231
Address40 W 57TH ST # 2040, NEW YORK, NY 10019-4032
Agreement
TypeConventional with PMI
AmountAmount Recorded

January 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSUFFOLK NY
Recording DateJan 18, 2017
Property Address55 SMITH ST, CENTRAL ISLIP, NY 11722-4127
Document Number0128960830
Book / Page012896 / 000830
Instrument DateNov 6, 2016
Transaction TypeForeclosure
Record UpdatedMay 30, 2017
Title CompanyWEB TITLE

Transaction

AmountAmount Recorded
Tax$814.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address1000 TECHNOLOGY DR O FALLON MO 633682239, O FALLON, MO 63368-2239

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionIslip Town
Unified School DistrictCentral Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,400 (-) Land $4,800 Building $23,600$400,000 (-) Land $67,606 Building $332,394
2024$9,105.00$400,000 (+2.54%) Land $67,606 Building $332,394
2023$28,400 Land $4,800 Building $23,600$390,110 Land $65,934 Building $324,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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