Suffolk County and Islip Town property record for 45 Smith St, Central Islip, NY 11722
| Property Type | Single Family Home |
|---|---|
| Details | 1,580 sqft · built 1994 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $371,000 (Aug 2019) |
| Tax Bill | $10,309 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472889 141.-2-53 |
| Primary APN | 472889 141.-2-53 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,580 sqft Living Area |
|---|---|
| 1st Floor Area | 1,580 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Account Number | 385150 |
|---|---|
| Street Address | 45 SMITH ST |
| City | CENTRAL ISLIP |
| State | NY |
| Zip | 11722-4127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Description | EDZ X2219521Y203020 T024H00000000 |
| Legal Subdivision | MAP BRIGHTSIDES |
| Legal Block | 1000 |
| Legal Lot Number | 200 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 146203 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 SMITH ST, CENTRAL ISLIP, NY 11722-4127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed, Transfer UNITED WHOLESALE MORTGAGE |
| Dec 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance INTERSTATE HOME LOAN CENTER INC |
| Dec 23, 2021 | Deed, Transfer |
| Aug 23, 2019 | Deed, Transfer |
| Aug 13, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on Record |
| Deed Sale | Aug 23, 2019 · Amount on Record |
| Prior Sale | Aug 13, 2018 · Amount on Record |
| Deed Book / Page | 13025 / 523 |
| Last Transfer Date | Aug 20, 2025 |
| Transfer Doc | 1331000737 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 22, 2025 |
| Property Address | 45 SMITH ST, CENTRAL ISLIP, NY 11722-4127 |
| Document Number | 0133130737 |
| Book / Page | 13313 / 737 |
| Instrument Date | Aug 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 SMITH ST, CENTRAL ISLIP, NY 11722-4127 |
| Document Number | 0023690558 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 23690/558 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 45 SMITH ST, CENTRAL ISLIP, NY 11722-4127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0233610509 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 23361/509 |
| Instrument | DM055180 |
| Name | INTERSTATE HOME LOAN CENTER INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 23, 2021 |
| Property Address | 45 SMITH ST, CENTRAL ISLIP, NY 11722-4127 |
| Document Number | 0131350494 |
| Book / Page | 13135 / 494 |
| Instrument Date | Nov 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 BURLINGTON AVE, DEER PARK, NY 11729-2401 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 23, 2019 |
| Property Address | 45 SMITH ST, CENTRAL ISLIP, NY 11722-4127 |
| Document Number | 0130250523 |
| Book / Page | 13025 / 523 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 13, 2018 |
| Property Address | 45 SMITH ST, CENTRAL ISLIP, NY 11722-4127 |
| Document Number | 0129730721 |
| Book / Page | 012973 / 000721 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,048.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 CANTER CT SMITHTOWN NY 117874612, SMITHTOWN, NY 11787-4612 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Central Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,400 (-) Land $4,800 Building $27,600 | $456,338 (-) Land $67,606 Building $388,732 | |
| 2024 | $10,309.00 | $32,400 (-) Land $4,800 Building $27,600 | $456,338 (+2.54%) Land $67,606 Building $388,732 |
| 2023 | $32,400 Land $4,800 Building $27,600 | $445,055 Land $65,934 Building $379,121 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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