55 Sheffield Ln, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 55 Sheffield Ln, Naugatuck, CT 06770

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,814 sqft · built 1900
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,545 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:38-9E26`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:38-9E26`
Alternative APNs	`NAUG M:071 L:3600` `AI15 9E26` `071-3600` `71-3600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,814 sqft Living Area
Gross Area	3,432 sqft
1st Floor Area	934 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	71-3600
Street Address	55 SHEFFIELD LN
City	NAUGATUCK
State	CT
Zip	06770-3114
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA1
Legal Lot Number	3600
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1009
Census Tract	345100

Owner

55 Sheffield Ln, a duplex, is owned and occupied by two individuals who acquired it in January 2025.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 SHEFFIELD LN, NAUGATUCK, CT 06770-3114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC
Jan 10, 2025	Quit Claim Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
Aug 16, 2018	Warranty Deed, Transfer WINTRUST MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2025
Deed Sale	Jan 10, 2025
Prior Sale	Aug 16, 2018 · Amount on File
Deed Document Number	202583
Deed Book / Page	1152 / 613
Prior Transfer Date	Dec 11, 2024
Prior Transfer Doc	001152-613
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	55 SHEFFIELD LN, NAUGATUCK, CT 06770-3114
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001174-559
Date	Jan 13, 2026
Book Page	1174/559

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jan 10, 2025
Property Address	55 SHEFFIELD LN, NAUGATUCK, CT 06770-3114
Document Number	001152-613
Book / Page	1152 / 613
Instrument Date	Dec 11, 2024
Instrument	2025-00083
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	55 SHEFFIELD LN, NAUGATUCK, CT 06770-3114

Mortgage

Document Number	0202500084
Date	Jan 10, 2025
Instrument	2025-00084

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 16, 2018
Property Address	55 SHEFFIELD LN, NAUGATUCK, CT 06770-3114
Document Number	1015-533
Book / Page	1015 / 533
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10150535
Date	Aug 16, 2018
Instrument	01015/0535

Lender

Name	WINTRUST MTG CORP

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 55 Sheffield Ln was $6,545, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,545.00 (+1.63%)	$161,840 (-) Land $32,760 Building $129,080	$363,029 (+220.45%)
2025	$6,440.00	$161,840 Land $32,760 Building $129,080	$113,288 Land $22,932 Building $90,356
2024	$6,440.00 (-11.07%)
2023	$7,242.00 (+24.43%)	$161,840 (+32.79%) Land $32,760 Building $129,080
2022	$5,820.00	$121,880 Land $34,940 Building $86,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Sheffield Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Sheffield Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sheffield Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures