40 Sheffield Ln, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 40 Sheffield Ln, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,961 sqft · built 1955
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2010)
Tax Bill	$7,969 (2026)
Deeds & Mortgages	Feb 2020 Refinance Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:38-9E38`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:38-9E38`
Alternative APNs	`NAUG M:073 L:3700` `AI15 9E38` `073-3700` `73-3700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,961 sqft Living Area
Gross Area	3,930 sqft
1st Floor Area	1,188 sqft
Attic	Attic
Attic Area	1,188 sqft
Basement Area	1,348 sqft
Unfinished Basement	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	73-3700
Street Address	40 SHEFFIELD LN
City	NAUGATUCK
State	CT
Zip	06770-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Lot Number	3700
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	1
Census Block	1009
Census Tract	345100

Owner

40 Sheffield Ln is owned and occupied by an individual who bought it in October 2010.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40 SHEFFIELD LN, NAUGATUCK, CT 06770-3130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LIBERTY BANK
Feb 28, 2020	Deed of Trust, Mortgage · Balloon Mortgage FIGURE LENDING LCC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2010 · Amount on File
Deed Sale	Oct 1, 2010 · Amount on File
Prior Sale	Apr 29, 1997 · Amount on File
Deed Book / Page	875 / 844
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	40 SHEFFIELD LN, NAUGATUCK, CT 06770-3130
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1043-106
Date	Feb 28, 2020
Book Page	1043/106

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	40 SHEFFIELD LN, NAUGATUCK, CT 06770-3130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1043-121
Date	Feb 28, 2020
Book Page	1043/121

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 40 Sheffield Ln was $7,969, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,969.00 (+1.63%)	$197,050 (-) Land $30,800 Building $166,250	$314,631 (+128.1%)
2025	$7,841.00	$197,050 Land $30,800 Building $166,250	$137,935 Land $21,560 Building $116,375
2024	$7,841.00 (-11.08%)
2023	$8,818.00 (+33.57%)	$197,050 (+42.52%) Land $30,800 Building $166,250
2022	$6,602.00	$138,260 Land $32,940 Building $105,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Sheffield Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Sheffield Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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